Hi,

I have taken the policy in Birla sun life annual premium of Rs. 10000/- (Half Yearly) in the year Sep ’09. Totally I have made 5 installments as Rs. 25000/- after that some personal issue I have stopped to pay the premium. I received the letter from Birla for avoid termination they asked me to pay Rs. 25000/- balance premium to revive the policy.

As I checked with the customer care If I surrender without paying the balance premium I will get only Rs. 8534/-. Kindly suggest what should I do? whether should I pay Rs. 25000/- revive then withdraw the policy (But they did not mention how much I will get return)