Hi all,

Would like to know about term insurance options for home makers.

Aegon Religare and Bharti AXA have term insurance policies for home makers whose spouses have taken their term insurance policies. They can avail upto 60% of the spouse\’s sum assured. Is there any other insurance company offering insurance policies for non-working adults?

I have enquired with policy bazaar. The executive was not aware of any other company offering term insurance for home makers. Even LIC online term plan expects the insured person to have an income.

Of course home makers have huge economic value too, since in their absence the spouse may not be able to continue full time job and / or incur major expense to run the family. Please let me know.