Best debt fund to invest for time period of 5 years.

POSTED BY rajan.panchal24 ON March 28, 2013 10:22 pm COMMENTS (5)

Hi,

Which is the best debt fund to invest for 5 years..?? I want to accumlate downpayment for the house.

 

Thanks,

Rajan

5 replies on this article “Best debt fund to invest for time period of 5 years.”

  1. Karthik says:

    SBI dynamic bond fund

  2. Dear Sachin, withdrawing money from VPF is not that much easy. Also as the total corpus in PF ‘ll be more there may be a temptation to withdraw more than the VPF pitched in. PF is primarily meant for retirement & I want to keep it that way only.

    Thanks

    Ashal

  3. An income fund or dynamic bond fund as Ashal said is a good Idea. My take is over a 5 year period, capital protection and low tax outgo are more important that returns that come with risk. I will simply choose a liquid fund which give 6-7% returns.

  4. Sachin says:

    If you are salaried person,, you can try increasing your VPF, this way you will 8.5% tax free return on your investment. you should be able to take out your EPF/VPF for special scenarios like house purchase.
    Ashal – whats your take on this? please suggest.

  5. Dear Rajan, please opt a long term debt fund or a dynamic bond fund. Interestingly choosing a debt fund is tougher than an Eq. fund.

    Thanks

    Ashal

Leave a Reply

Your email address will not be published. Required fields are marked *

This site uses Akismet to reduce spam. Learn how your comment data is processed.