Balanced Portfolio suggetion

POSTED BY BabaShankar ON September 12, 2011 3:29 pm COMMENTS (6)

I would like to invest 8K to10k per month for the next 5 years in mutual funds. I have selected following funds
1. fidelity – equity (large-cap & mid-cap)
2. DSP BlackRock – Top 100 Equity (large-cap)
3. Quantum-Long Term Equity (multi-cap)
4. DSP BlackRock-Small and Mid Cap (mid-cap & small-cap)
5. Birla Sun Life Frontline Equity Fund – Plan A (large-cap) or
6. HDFC prudence
7. reliance Growth
8. IDFC premium equity

Can someone help me chose 4 MF’s to have a balanced portfolio. Thank you for the help.


6 replies on this article “Balanced Portfolio suggetion”

  1. Atul says:

    Hi Baba Shankar,

    Your investment amount and horizon should be based on the returns you are expecting.Purely going by Market capitalization is not sufficient. In financial world, Balanced Portfolio means investment divided between equity and debt. Based on your age the portfolio rebalancing needs to be done. In early age of life, equity component should be more and towards later part of your life (preferably around 45) Debt component should increase.

    Suggest think in this direction.



  2. Abhishek says:

    I would go with Jayashree’s portfolio..very good balanced portfolio.


  3. Jayashree says:

    You can choose
    1)Fidelity Equity
    2) HDFC Prudence
    3)IDFC premium equity
    4) Birla Sun Life Frontline Equity Fund – Plan A (large-cap)

    to Balance your portfolio.

  4. Ramesh says:

    What exactly do you mean by Balanced Portfolio?

    1. BabaShankar says:


      Balanced means, mixture of market capitalization.

      1. Ramesh says:

        Get Fidelity Equity and DSP Equity (4-5K each). These 2 are enough in terms of both market caps.
        And if at all required, add IDFC Premier Equity / Quantum Long Term Equity.

        Dont go for more funds, will be my advice.

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