November 29, 2011 3:45 pm
WHAT IS YOUR OPINION ABOUT—BAJAJ ALLIANZ INVESTGAIN COVER PLAN
Thanks ashal for replying.
How will it be to invest in NCD’s, like the ones that were offered by Muthoot Finance or currently being offered by Shriram Transport.
Why are you asking to avoid this plan. (Bajaj Allianz Invest Gain Platinum). Please let me know your reasons in terms of the Returns it will give.
And what other plan do u suggest. I am looking for investment point of view. For life insurance i have taken a term plan, and for medicals i have a mediclaim.
I am looking for a purely non-ulip kind of plan. which gives good assured return.
Dear msggaurav, If you do have a Term plan already, why are you thinking of a traditional insurance plan?
If you intention is to earn an assured return, the bank FDs ‘ll provide you better returns.
Even Debt funds ‘ll provide far better return (of course Post Tax) but in this case, the returns are not guaranteed.
Please do check the bonus rate of this plan & you ‘ll notice why I’m asking to avoid to this plan.
A agent has told me to go for this plan and i just want to get jagoinvestor’s opinion about it.
Not going for it now.
Again thanks for the help.
Dear Bhavana, From the link you posted, it’s the same product we are discussing. May I know what prompted you to go for this plan?
Please do note, this plan is a traditional plan so in terms of return, it’s a crime to invest in this plan. For the other benefits offered in the plan, it’s advisable to have critical illness & accident plans from gen. insurance cos.
The main part – Life insurance is also very poor.
Should I say more?
i am aski about—link—->http://rupeetalk.com/product-reviews/life-insurance/bajaj-allianz-life-insurance/bajaj-allianz-investgain-cover-plan-review/
Dear bahvana, Are you asking for this product –
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