POSTED BY September 20, 2013 1:28 pm COMMENTS (2)
ONHi All,
I have taken the home loan at the rate of interest 10.75%(over 1 year). Now i am doing interior for my home and i need around 2 lacks for that.
Please clarify
1. Is there any option so i can get extra money on my home loan(top up) from the same bank.
2. Whether i go for personal loan and try to close the loan as much as possible(by paying partial pre payment).
3. Is there any better alternative ways?
Thanks in advance.
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Hi Ashal,
Thanks for the information.
Dear Girish, please check with your home loan bank. In all probability you ‘ll get the Top Up, if you do have repayment capacity. Personally I w’d ask you to wait for at least 1 more year to do this interior thing. This ‘ll help you to decide with a cool mind, what is required and what is not in your interior work?
thanks
Ashal