Advice on Current scneraio / investment asset

POSTED BY Jig ON March 4, 2013 10:52 pm COMMENTS (6)

I am an MF investor since last 2 yr with following fund through sip.

HT200-G-MONTHLY-5K
FIBCF-G-MONTHLY-5K
QLTEF-G-WEEKLY-2.5K
IDFC PREM EQ-MONTHLY-3K

I have debt investment of 2.5 lac in NRE FD and 1 lac as emergency fund.

I have now surplus 1 lac to invest . Can you please guide me in reference of current equity / market scenario?

1. Should i go with my existing fund
2. Shold i go for NRE FD
3. Should i go with Gold ETF
4. Should i go for some good stocks for very long term(after seeing research report)
5. Should i go for another equity/debt MF?

this money i am planning to invest for more than 10 yrs. thanks for your time and respond in advance

6 replies on this article “Advice on Current scneraio / investment asset”

  1. Ashal Jauhari says:
    March 5, 2013 at 4:13 pm

    Dear Jig, if the time frame is long term go for Eq. else opt for debt.

    Thanks

    Ashal

    Reply
  2. Jig says:
    March 5, 2013 at 2:11 pm

    Sorry as i forgot to mentioned. As ashal told, yes i am an NRI and cant go with PPF.
    About why not with Current MF:
    I have no prob to invest with existing MF but my question was is it good time to invest lumsum amount in MF? i am already investing in these MF through SIPs.
    Also thinking of to complete debt part RIGHT NOW by utilizing the NRE FD opportunity. ( we cant say about FD rates fluctuation in near future, as our govt …. 🙂 ) i am not parallelly investing in debt part. and thats why i was asking to look on portfolio. and based on that want to reach any conclusion.

    Thanks dear for response.
    Jig

    Reply
  3. Ashal Jauhari says:
    March 5, 2013 at 2:06 am

    Dear Arkrangarao, that’s because he is not eligible for PPF as he is NRI. 🙂

    Thanks

    Ashal

    Reply
  4. arkrangarao says:
    March 5, 2013 at 1:57 am

    Why not a PPF please ? Probably you can give it a thought.

    Reply
  5. Ashal Jauhari says:
    March 5, 2013 at 12:45 am

    Dear Jig, why are you not continuing in your existing funds?

    Thanks

    Ashal

    Reply
  6. Jig says:
    March 4, 2013 at 11:02 pm

    Sorry my question not appeared again.
    I am an MF investor since last 2 yr with following fund through sip.
    HT200-G-MONTHLY-5K
    FIBCF-G-MONTHLY-5K
    QLTEF-G-WEEKLY-2.5K
    IDFC PREM EQ-MONTHLY-3K
    I have debt investment of 2.5 lac in NRE FD and 1 lac as emergency fund.

    I have now surplus 1 lac to invest . Can you please guide me in reference of current equity / market scenario?
    Should i go with my existing fund
    Shold i go for NRE FD
    Should i go with Gold ETF
    Should i go for some good stocks for very long term(after seeing research report)
    Should i go for another equity/debt MF?

    this money i am planning to invest for more than 10 yrs.
    thanks for your time and respond in advance
    regards

    Reply

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