Advice on Current scneraio / investment asset

POSTED BY Jig ON March 4, 2013 10:52 pm COMMENTS (6)

I am an MF investor since last 2 yr with following fund through sip.

HT200-G-MONTHLY-5K
FIBCF-G-MONTHLY-5K
QLTEF-G-WEEKLY-2.5K
IDFC PREM EQ-MONTHLY-3K

I have debt investment of 2.5 lac in NRE FD and 1 lac as emergency fund.

I have now surplus 1 lac to invest . Can you please guide me in reference of current equity / market scenario?

1. Should i go with my existing fund
2. Shold i go for NRE FD
3. Should i go with Gold ETF
4. Should i go for some good stocks for very long term(after seeing research report)
5. Should i go for another equity/debt MF?

this money i am planning to invest for more than 10 yrs. thanks for your time and respond in advance

6 replies on this article “Advice on Current scneraio / investment asset”

  1. Dear Jig, if the time frame is long term go for Eq. else opt for debt.

    Thanks

    Ashal

  2. Jig says:

    Sorry as i forgot to mentioned. As ashal told, yes i am an NRI and cant go with PPF.
    About why not with Current MF:
    I have no prob to invest with existing MF but my question was is it good time to invest lumsum amount in MF? i am already investing in these MF through SIPs.
    Also thinking of to complete debt part RIGHT NOW by utilizing the NRE FD opportunity. ( we cant say about FD rates fluctuation in near future, as our govt …. 🙂 ) i am not parallelly investing in debt part. and thats why i was asking to look on portfolio. and based on that want to reach any conclusion.

    Thanks dear for response.
    Jig

  3. Dear Arkrangarao, that’s because he is not eligible for PPF as he is NRI. 🙂

    Thanks

    Ashal

  4. arkrangarao says:

    Why not a PPF please ? Probably you can give it a thought.

  5. Dear Jig, why are you not continuing in your existing funds?

    Thanks

    Ashal

  6. Jig says:

    Sorry my question not appeared again.
    I am an MF investor since last 2 yr with following fund through sip.
    HT200-G-MONTHLY-5K
    FIBCF-G-MONTHLY-5K
    QLTEF-G-WEEKLY-2.5K
    IDFC PREM EQ-MONTHLY-3K
    I have debt investment of 2.5 lac in NRE FD and 1 lac as emergency fund.

    I have now surplus 1 lac to invest . Can you please guide me in reference of current equity / market scenario?
    Should i go with my existing fund
    Shold i go for NRE FD
    Should i go with Gold ETF
    Should i go for some good stocks for very long term(after seeing research report)
    Should i go for another equity/debt MF?

    this money i am planning to invest for more than 10 yrs.
    thanks for your time and respond in advance
    regards

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