Action Month – Health Insurance Query

POSTED BY J ON August 30, 2011 5:24 pm ONE COMMENT

Hi All,

I need to buy a Health Insurance Policy (Family Floater Plan) for myself and my Parents.

  • Me: 26 years.
  • Father: 55 Years.
  • Mother: 47 Years.

I have finalized Max Bupa’s “Heartbeat Family First” plan, as it offers renewal for life and good features. I find it a bit expensive though. Please suggest, if “Heartbeat Family First” is a good Plan or should I consider some other plans as well. Also, please do suggest what all should I consider before buying a Health Insurance Plan.

PS: MAX BUPA doesn’t involve any TPA’s, as it deals directly.

Thanking all of you in advance.

With Regards,

J

One reply on this article “Action Month – Health Insurance Query”

  1. J says:

    Hello Mahavir,

    Thanks a lot for sharing the information. I have read various articles on your Blog and found them to be very detailed, informative and useful.

    I did check the Oriental’s Happy Family Floater Plan, however I have finalized and applied for the Max Bupa’s Family First Silver Plan. Considering the rising cost of Healthcare, I decided to opt for the maximum cover I can get for my Parents. Hence I have opted for Max Bupa’s Family First Silver Plan (5 lacs individual + 15 lacs Floater cover). As suggested by you, I also wanted to opt for the Gold Plan. However, due to some budget constraints for the next couple of months, I opted for Silver Plan. I also, had a discussion with Max Bupa’s representatives and they assured that I can get my plan upgraded to a Gold Plan at the time of renewals and add more family members as well by paying some extra premium. I will surely upgrade my Plan at the time of renewal.

    Please do share, if I am missing out on something and should be careful about.

    Thank you again and wish you a nice day ahead!

    Kind Regards,
    J

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