10 replies on this article “30 lacs cover for 30 yrs – Which Term Insurance Plan you suggest ?”

1. ashalanshu says:

   January 30, 2014 at 2:31 pm

   Dear Triyambak, in my case Aviva is providing cover even for terrorist attack death.

   Thanks

   Ashal

   Reply
2. Triyambak Singh says:

   January 30, 2014 at 11:18 am

   which company will provide claim for any any type of death. I have seen term condition of some comp they are not providing claim under earthquake etc…..

   Reply
3. ashalanshu says:

   January 30, 2014 at 2:21 am

   Dear Triyambak, in my personal case, I opted from Aviva and for your information, due to my job profile (I a Chem. Engr. by profession), the prem. was loaded up by AVIVA by 3.5 times from the original quote. Still I went ahead and opted Aviva.

   You can make any conclusion here.

   Thanks

   Ashal

   Reply
4. Triyambak Singh says:

   January 29, 2014 at 11:29 pm

   that correct, take in mind deceleration is all correct , then suggest as per your experience
   in which comp i have to choose for term insurance.

   Reply
5. ashalanshu says:

   January 29, 2014 at 9:57 pm

   Dear Triyambak, X company has good settlement ratio but some one take a policy with some false declaration, what should the company do if claim arise? Should it honor the claim to keep it’s claim ratio good or should it reject the claim?

   Thanks

   Ashal

   Reply
6. Triyambak Singh says:

   January 29, 2014 at 8:58 pm

   Apart from LIC , which would be best in terms of settlement ration in private comp.

   Reply
7. divya.advisor says:

   January 28, 2014 at 8:15 pm

   if claim settlement is your primary concern wait for LIC of India to launch products soon

   Reply
8. ashalanshu says:

   January 27, 2014 at 10:44 pm

   Dear Triyambak, normally online policies offer yly prem. mode. Please check with respective site for more details on prem. payment. On the basis of claim settlement alone, LIC ‘ll be no. one but as on date Term plans are not availble in LIC.

   Thanks

   Ashal

   Reply
9. Triyambak Singh says:

   January 27, 2014 at 10:01 pm

   I have checked policy details through policy bazaar.com ,on above which comp have best settlement ratio , which can provide less premium for 30 lacs insurance , can i give premium monthly basis ?

   Reply
10. ashalanshu says:

    January 27, 2014 at 8:31 pm

    Dear Triyambak, please purchase online term cover from the choice of your insurer. Aviva, Aegon, Kotak, HDFC, Metlife, ICICI Pru, SBI…………….

    Thanks

    Ashal

    Reply

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