Will Multiple salary account affect CIBIL score ?

Hi Manish, I’m regular reader of your articles, I appreciate the initiative you have taken to make common people understand these complex things in so simple manner, believe me you must have brought happiness and awareness in my lives. I need you help, this question is in my mind since long back, please throw some […]


What affected my CIBIL Score ? I am puzzled !

Hi Team,  I have been keeping a tab on my CIBIL score from the past 6 months after understanding the importance of it. Before i became aware of CIBIL body and its functioning i have had multiple Credit card applications rejected  which pulled my score down to 750.  But since October 2013 i have not […]


Want to apply for credit card, but issue because of CIBIL Score?

Hello I got the education loan from the SBI in year of the 2005 and it was not on regular EMI. But I have fully paid up in 2013 (no settlement). I also got the NOC from the bank as well as same time. I also got the personal loan from HSBC and amount was […]


Will I get a credit card because of my past loan history ?

Hi I had three loan, 1 SBI Home Loan, 2 HSBC Personal Loan, 3 GE Money Personal Loan. I have paid GE Money and SBI Home loan of 9 Lakh INR. I already got the clear NOC from the SBI Also before 6 months ago. Also Paid the GE Mony all EMI. HSBC is still […]


No Due Certificate received, but still have “written off” status in CIBIL Report ?

Respected sir, I borrowing personal loan Rs 17000 in indiabulls at 2007,then i borrowing business loan from fullerton india Rs,15000 in 2008, above 2 loans i am not pain some dues,so they banks are report to CIBIL,then last year i paid all outstanding dues in my account,so that 2 banks are give NO DUE CERTIFICATE. […]


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