How Wrong CIBIL report’s have harassed & destroyed many investors life ?

A few years back, India was introduced to the world of “Credit Bureaus” and “Credit Scores”. Credit Bureaus track an individual’s credit history and create a report from that data. So all your financial history including credit cards, loans, the timeliness and regularity of your repayments and the number of times you have sought credit, […]

READ MORE

CIBIL marketplace – Get Customised loan offers based your credit score

CIBIL has introduced a new facility called “Cibil Marketplace“, which will act like a portal where a person can get customized loan and credit card offers based on his cibil score. Right now, what happens is – when a person applies for some kind of loan or a credit card, the lending institution checks his […]

READ MORE

Days Past Due (DPD) section – What is the meaning in CIBIL Report ?

You might have seen a section in your Cibil Report which says DPD (Days Past Due). While Loan Status and Credit Score matter a lot when it comes to getting a loan approved or rejected, a big myth among people is that a clear report (without SETTLED or WRITTEN OFF status) and a credit score […]

READ MORE

CIBIL Score 2.0 – An Improved version of Credit Scoring

CIBIL has recently come up with Cibil Transunion Score 2.0 which it calls an improved version of the CIBIL Credit Score. This new Credit Score will help in a better identification of new borrowers (having credit history of less than 6 months) and help classify them into risky and not-risky categories. More about CIBIL Score […]

READ MORE

Shocking ! – Job Rejection due to Bad CIBIL Report

Your credit score is going to affect your Employment. You can face job rejection due to it! . Yes – that’s happening already. A lot of companies especially Finance and Software Companies have started asking candidates to present their CIBIL report and score (or any other credit report) at the time of  interview and it […]

READ MORE

Want a Loan ? Pay your phone/electricity bills on time !

Is there a way to determine whether or not it is risky to lend ‘You’ money? How do I know that you wont be a bad customer one day? Very simple – Just look at your credit history and see if you paid your dues on time or not; How many times you were late […]

READ MORE

Loan Settlement hurts Cibil Report & Score !

Did you do any loan settlement in past ? That will surely affect your CIBIL report and score ! . Before we look at that, look at this data – Over 88% of new home loan borrowers in 2011 had a CIBIL score of 750 and above. Do you have a score of 750+ or not […]

READ MORE

Equifax Credit Report – A new credit score in India

Today we will look at Equifax Credit Report given by Equifax – a worldwide credit bureau. It has started giving credit reports and credit scores in India just like CIBIL (read about CIBIL Credit report). CIBIL was the first credit bureau in India that initiated giving credit scores for individuals. Banks and other lending institutions […]

READ MORE

How to correct the errors in CIBIL report ?

Did you come across many errors in cibil report of your ? Was there any kind of mistake in cibil report ? Are you wondering how to clear yourself out of CIBIL defaulter list? Is your name in cibil defaulters ? In this article you will see what can be done to Correct the errors […]

READ MORE

CIBIL Report Online – Get your credit score in your email

This article will teach you how to apply for your cibil report online . Some months back, I had written an article on CIBIL report which was well taken. A lot of readers applied for CIBIL score and were shocked to see their CIBIL report was messed up because of some past sin committed in […]

READ MORE

About Jagoinvestor

Jagoinvestor is a financial literacy website which is working towards empowering investors to take better financial decisions and make informed choices while buying financial products and living a good financial life.

Join 1,60,000 readers + FREE Ebook

Never miss the valuable emails from us. Subscribe now and get a highly valuable ebook containing the best of our content.

Things we do

We have various things to offer to investors which can help them to gain knowledge and work on their financial life.