8 unbelievable tricks real estate agents play when you visit the project

offers and discounts in given by builders

I recently enquired about one of the plot schemes near Pune and finally visited their project. They sent a car to pick me up. When I reached the site, the staff there sounded very professional compared to some other experiences I have had in past. While I had a good experience interacting with the sales person on the last project I visited, I realized that often that does not happen…

How to pay Income tax online in 5 min ? Use Challan 280

confirm details before paying income tax online

Today I will show you, how you can pay your income tax online using challan number 280 on the income tax website. Most of the people rely on their CA and other service providers to paying income tax. Salaried class mostly don’t need to pay additional income tax most of the times at the end of the year because anyway their employers pay it on their behalf. However, one might…

Buying Health Insurance in India? Follow this 13 point checklist

checklist before buying health insurance

A lot of changes has happened in health insurance industry over last 5 yrs. The overall health insurance industry to some level is standardized and new regulations are in place. A lot of investors have bought their mediclaim policies many years back when rules were raw and when few things were in favor of insurers, not investors. Given the changes, I thought, it’s the time to edit the whole article…

Gift to Family members – 3 awesome tips to save income tax legally

saving tax tricks and tips

Most of the people in India try to save income tax by investing the money in their spouse, children and parents name. We are going to explore this topic more deeper and help you understand the exact rules applicable and how you can save more tax legally, by gifting money to your family members. Majority of people, just transfer the money to their family member account and invest that money,…

21 tips you should follow to secure your banking transactions

credit card fraud and scam

The world of banking has evolved too much in last 10 yrs and the way banking happens now is totally different from past. Millions of people across the world still do not take simple precautions while they should ideally take or they are too casual about things and later regret when they lose money in some kind of fraud. Today I want to talk about simple tips and precautions which…

What happens when Bank locker keys are lost ?

Have you ever pondered the consequences of losing the keys to your bank locker? In this article, I will share the steps to take when you lose your locker keys and the rules and charges involved in setting things right again! At the time of opening Bank Locker When you open a Bank locker, you are billed in advance for breaking charges and for 3 years of rent (the former…

6 reasons for which you can withdraw from your EPF – like Buying House, Medical treatment, Marriage etc !

EPF withdrawal for house purchase, marriage or medical emergencies

Yes, you read it right ! . Most of the people do not know that they can withdrawal partially from their EPF account even when they are in the job for some specific and important reasons in life like buying house, marriage and paying for education fees. Today I am going to share with you this very hidden and not so known information about EPF partial withdrawal. EPF is an…

Bought Health Insurance ? Here are 4 things you should do after that !

things to do after taking health insurance

Have you bought health insurance? If you answer is NO, then you are lagging way behind the crowd and the best thing for you to do, is to get health insurance cover immediately. But if you have already insured yourself, then you have reached an important milestone and are probably feeling relaxed about your financial burdens. After all, if you are hospitalized, someone else will have to foot the bill,…