HOW TO – Guides

Buying Health Insurance in India? Follow this 13 point checklist

A lot of changes has happened in health insurance industry over last 5 yrs. The overall health insurance industry to some level is standardized and new regulations are in place. A lot of investors have bought their mediclaim policies many years back when rules were raw and when few things were in favor of insurers, not investors. Given the changes, I thought, it’s the time to edit the whole article written long back and update all the points. So here […]

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Gift to Family members – 3 awesome tips to save income tax legally

Most of the people in India try to save income tax by investing the money in their spouse, children and parents name. We are going to explore this topic more deeper and help you understand the exact rules applicable and how you can save more tax legally, by gifting money to your family members. Majority of people, just transfer the money to their family member account and invest that money, thinking that they will not be paying tax on that […]

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21 tips you should follow to secure your banking transactions

The world of banking has evolved too much in last 10 yrs and the way banking happens now is totally different from past. Millions of people across the world still do not take simple precautions while they should ideally take or they are too casual about things and later regret when they lose money in some kind of fraud. Today I want to talk about simple tips and precautions which you should take in your banking and while transacting with […]

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6 tricks to increase your Home loan eligibility and learn how its calculated by banks ?

Today you are going to learn how much home loan amount you are eligible for. I will show you how banks calculate your home loan eligibility and what are some of those factors which can impact your loan eligibility. At the end, I am also going to share some tips you can take to increase your home loan eligibility. What is Home Loan Eligibility ? Home Loan Eligibility simply means how much loan amount you can get for buying a […]

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10 smart actions every Indian Parents should take, once their baby is Born ?

When a new kid is born, your entire life changes. You are excited to enjoy the new phase of your life. Today we are going to touch upon some basic things you should watch out for and focus on after your new kid is born. These are few things which you will eventually complete, but if you are too late, you might end up waste your time and energy. So its better to learn from others mistake and take some […]

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What happens when Bank locker keys are lost ?

Have you ever pondered the consequences of losing the keys to your bank locker? In this article, I will share the steps to take when you lose your locker keys and the rules and charges involved in setting things right again! At the time of opening Bank Locker When you open a Bank locker, you are billed in advance for breaking charges and for 3 years of rent (the former is to cover emergencies when the locker might have to […]

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6 reasons for which you can withdraw from your EPF – like Buying House, Medical treatment, Marriage etc !

Yes, you read it right ! . Most of the people do not know that they can withdrawal partially from their EPF account even when they are in the job for some specific and important reasons in life like buying house, marriage and paying for education fees. Today I am going to share with you this very hidden and not so known information about EPF partial withdrawal. EPF is an important part of most of the salaried individuals, but there […]

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Bought Health Insurance ? Here are 4 things you should do after that !

Have you bought health insurance? If you answer is NO, then you are lagging way behind the crowd and the best thing for you to do, is to get health insurance cover immediately. But if you have already insured yourself, then you have reached an important milestone and are probably feeling relaxed about your financial burdens. After all, if you are hospitalized, someone else will have to foot the bill, and not you. Congratulations!!, But now, the question is, are […]

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