What is the best time to invest in PPF

I have read on wall that it would be better if I invest money in PPF then deposit the money before 5th of the month.

May I know if there is any difference if I invest money in October 2012 or April 2013? Coz in some place I was seeing that the calculation is based on FY which starts April. I am not so clear so need your advice.

8 CommentsAdd Comment

  1. Dear Santtu, for the current FY, now 1st to 5th october is your possible best shot. From next FY, make it a habit to invest in a single shot between 1st to 5th April to earn full FY’s interest.

    Thanks

    Ashal

  2. Rajan Arora

    Dear Ashal,

    What does that mean 1st to 5th october is the right time to invest for this fin year and from next 1st to 5th April.

    Please explain?

    Thanks

    Rajan

  3. Rajan Arora

    Thanks Manish it make sense now. Also Can I add my PPF account to my HDFC netbanking and transfer online.

    Please advise.

    Thanks

    Rajan

  4. Do Transfer online.

    The 1st to 5th of each month is the right time to move funds to PPF account. Having said that if one is not able to do bulk deposits it is still okay to consider PPF like a SIP and invest some amount each month.That way your corpus gets built.

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