i am in the process of buying a house in joint ownership with my wife. she is housewife. Financial assets she owns are shares. i am availing home loan with my wife as co-borrower. i need to give loan to my wife to help her finance 50% of the margin money. She will be repaying the loan back to me in 11 years in equal annual instalments.
should i give her interest free loan or charge some nominal interest?
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