I have a LIC policy – New Bima Gold
Sum Assured 100,000
Half Yearly premium 2599
Policy started on Nov 2006
Premium paid till now = 31188 (6 years, ie 12 premiums)
I have received a money back amount of 15000 on 2010 Nov.
If I surrender this policy, will there any Surrender value?
Should I make four more payments of 2599 to receive another 15k money back on 2014 Nov?
or, just surrender the policy now?