How does this health policy compare with other health policies that are availabble in the market?

7 Answers

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1 Mahavir Chopra April 22, 2011 at 1:17 pm

Hello Venshu,

United India’s Family Medicare is an OK option, compared to better options available in the market. The main issue with this policy is that it has Surgery/Treatment wise sub-limits which are very low.


2 S Kotrappa November 25, 2011 at 11:17 am

Hello Mahavir Chopra,

Greetings, I need your valuable clarification regarding health insurance , i have family floater ICICI Life saver policy purchased in 2009 DEC. I am paying every year 27,000/- ,its unit linked.Recently through Jago investors i come know many other health insurance policies which come with lesser premiums .

May you suggest me, should i discontinue this and go for new health policy and which is better than this ICICI health policy.


S Kotraooa


3 Mahavir Chopra April 22, 2011 at 1:20 pm

United India Family Medicare is an OK Option, compared to some other better product options available. This is primarily because of the Treatment wise sublimits it carries. Assuming your age is below 45, you should have a look at options like Oriental Happy Family Floater, Apollo Munich Easy Health etc.


4 Mahavir Chopra April 22, 2011 at 1:22 pm

United India Family Medicare is not a recommended Option, as it has very low surgery/treatment limits. Assuming you are less than 45, you should look at better options available which include Oriental’s Happy Family Floater and Apollo Munich Easy Health.


5 venshu April 22, 2011 at 2:21 pm

Thanks very much Mahavir Chopra. I will check out the options mentioned in your reply above.


6 Anit Jogi November 28, 2011 at 2:54 pm

I think you should check out other options like Max Bupa. It’s one of the leading affordable health insurance ( They have plans for individuals, family and for companies which is attached to benefits like cashless facility across network hospitals, comprehensive coverage and no age criteria for enrollment etc. You can select from the offers like silver, gold and platinum.

I have recently taken up the individual health insurance, and the enrollment procedure went on smoothly.

Good luck for your selection.:)


7 cholainsurance August 9, 2012 at 11:39 am

Chola MS Family Healthline is an ideal Family Healthline insurance suited for young families. Comprehensive and versatile, this medical insurance plan offers cover for a range of health needs including Ayurvedic treatments, Maternity, Dental and Eye care besides regular covers provided by a standard Mediclaim policy.

Please Visit Cholainsurance Helath Insurance:


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