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health insurance

Asked by: 247 views Health Insurance

Planning to take Apollo munich Optima restore family floater of 3 lac sum insuranced
for Husband 33, wife 33 and a kid 2 years old.
Please advice how is the policy.

Thanks in advance
Arti

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3 Answers



  1. jitendra solanki on Feb 03, 2012

    Arti,

    The policy is good wrt features. Two benefit- Retsore and Multiplier works well if you have claim free years.

    You can read a detailed review here :

    http://www.tflguide.com/2012/01/apollo-munich-optima-restore.html

    I hope this will clear your doubts.

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  2. ashal jauhari on Feb 04, 2012

    Dear Arti, This is a goof policy but the prem. is a bit higher due to that restore feature.

    Please check your exact requirements & purchase this policy if it fulfills yours’.

    Thanks

    Ashal

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  3. Payal Shah on May 03, 2012

    Hey Arti,

    I will suggest you to look at the following factors before applying for the health insurance.

    • Age criteria
    • Do they provide cashless facility?
    • Does their hospital network include reputed and nearby hospitals?
    • Are there any discounts if you apply online?
    • Does it cover pre-existing diseases?

    I feel you should look at other options like Royal Sundaram too before taking the final call as they have excellent coverage with discounts.

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