POSTED BY June 17, 2014 6:48 pm COMMENTS (3)
ONMys Self Ankur (Age: 39 DOB : july 1975) had my wife dob (may 1978 ) and two children of 10 and 4 year. I want to buy family floater policy. i had annual income of 5 lacs.
From our family no body is suffering from any disease. but my and my wife fathers are suffering from High BP, diabetes , Cardiac problem. Please suggest a policy keeping these points in views. Please keep Co-pay and Loading clause also in mind
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please check out some health policy offered by banks they are best as premium wise
1. canara bank – Apollo Munich
5 Lac = Rs 12999
2. PNB – oriental GIC
5 Lac = 6830
PS: IF THERE TIE UP OVER THEN GAME OVER
You can explore Oriental Family Floater policy ( Silver Or Gold ). Co-pay and No Claim bonus are standard features is most of the policies now a days.
PS : I don’t have any affiliation to Oriental but posting the above as an end user for self & family.
Dear Ankur,
As a thumb rule, an INDIVIDUAL should have MEDICLAIM which is equal to his Annual income..So i would suggest a Family floater policy for your family, with cover of Rs 5 lakh…
As an advisor of Max Bupa, I would also recommend that you go for our product FAMILY FIRST which gives INDIVIDUAL cover to each family member (Ranging from Rs 2 lakh to 5 lakh) as well as an ADDITIONAL FLOATER cover (Ranging from 5 lakh to 15 lakh)..
For more details, you can mail me at dk.dhawal@gmail.com