I am planning to park some lumpsum amount till the market cools off a little and comes to a reasonable level. I am looking for mainly a period of max 1 year with mimimal tax on the gain. Any debt/liquid/FD suggestion? Would prefer to have least tax implication :)


2 Answers

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1 MoneySavingsHelp October 4, 2010 at 8:09 am

Go for floating rate mutual fund or fixed deposit with your bank without lock-in year. Both the options gives you 100% liquidity. You can exit from these when the market is suitable for you.

Hope it will help you.


2 bharat shah October 5, 2010 at 4:31 pm

when i am thinking to come out of diversified equity mutual funds and be in bank fd, or liquid mf, current sky rocketing 15-16% inflation rate comes to my mind. what would be better: the assets in form of equity shares , or continuously devaluing currency in form of fd, or liquid mf? would not it better, if half the a/m for the fd/liquid to be kept in gold etf? or let it be there where it is now for long term- some mf schemes have returned more than 10% than nav of dt.08-0-2008.


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