An agent is offering me a group health insurance for me & my family. Shall i take it?

POSTED BY Mr.Nilesh ON December 13, 2014 4:33 pm COMMENTS (2)

Hi everyone.

As per agent he is going to include me(with parents) in a company’s group & we can avail all group health insurnce benifit.

He’s giving Oriental health insurance. for 3Lacs health cover yearly premium 13425/- for me & my parents.My current age is 25.All preexisting diseases will cover after 1 year(my parents have diabetese & hypertension).

Shall i take this “group insurance”  or opt for personal health insurance

Please reply

Thank you!!

2 replies on this article “An agent is offering me a group health insurance for me & my family. Shall i take it?”

  1. yogeshanand.mca says:

    as parents are covered tht why premium is high..check claim settlement ratio of company before taking insurance

  2. sharath Mumbai says:

    Premium seems to be high.
    I have taken Oriental for me, my wife, kid, and parents combined 7 lakhs for 20,837
    Please check the premium on some policy comparison sites and take a call.

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