Which Insurance Policy do you Have and Why ? | Life Insurance

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Which Insurance Policy do you Have and Why ?

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4:13 pm
November 24, 2009

Manish Chauhan

Admin

posts 90

1

I have SBI life Sheild 5% increasing cover for 25 yrs . I took this policy because at that time this looked best to me .

What about you ? Cool

Manish

5:08 pm
November 24, 2009

Jagoinvestor Sucks

Member

posts 4

2

I dont have anything .. I dont think there is any sense in taking Term Insurance .

11:52 pm
November 25, 2009

rakeshnwo

Member

posts 7

3

I have endowment, moneyback, pension and term plan. Planning to keep only term plan and make others paid-up.

Thanks to JagaoInvestor……..

3:58 am
November 26, 2009

Manish Chauhan

Admin

posts 90

4

rakeshnwo said:

I have endowment, moneyback, pension and term plan. Planning to keep only term plan and make others paid-up.

Thanks to JagaoInvestor……..

Nice … I am sure this is a good decision . Congrats

6:05 pm
December 8, 2009

Govardhan

New Member

posts 2

5

I had 2 endowments, 1 endowment moneyback, 1 ULIP – stopped all these and took term.

TermCover is not yet upto requirement as I wanted to break the cover into multiple policies/companies – so looking forward to split them with Religare, SBI etc term policies which have flexibility.

2:51 am
December 10, 2009

Manish Chauhan

Admin

posts 90

6

yes .. it looks good .. make sure you take the riders attached like "Critical illness"

2:27 pm
January 25, 2010

dgiscool

New Member

posts 1

7

I have LIC Term insurance for 15L which I took when I was 21 (requirement for educational loan). That will expire around when I will be 40 (31 now). I want to actually take another policy around 40 to 50 L probably to cover my life for next 30-35 yrs. I want to go for some thing like LIC or SBI …not a private one …I have read the article @ iterm but still not comfortable with new players in the market … which term policy is recommended?

I was just casually browsing thru' lic web site and I see an option for one time payment for some policies ? is that advisable ? What other points I should keep in mind while buying term insurance ?

Thanks,

Deep

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Administrators: Manish Chauhan (90 Posts)

About the Jago Investor forum

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Forums: 11

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There are 148 Members

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Administrators: Manish Chauhan (90 Posts)

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