Download a Comprehensive Term Insurance EBook – FREE

POSTED BY Jagoinvestor ON January 16, 2012 COMMENTS (266)

Today we are publishing our first ebook give away. We listed down all the possible things a person want to know about a term plan and made ebook out of it. You can see the cover page of the Term insurance ebook here . Its a 19 page ebook with different term plan related points structured in a easy to understand language. Any one who wants to know about term insurance plan in detail can download this free ebook and read it.

Free term insurance ebook jagoinvestor

You can also give this free term plan e-book to your Spouse who is not on this blog or to those friends and office colleagues who are not ready to go online to read about term plans . This ebook focuses only on term plans and has been written using very simple language. Let me quickly summarize what this e-book contains

Contents of Free Term Insurance Ebook

1. What is Term Plan
2. Tax benefit in Term Plan
3. What is an ideal cover for you?
4. For how long should one take a term plan?
5. What are riders and what do they mean?
6. But term plan does not return the money?
7. Return of Premium Term Plan, is it worth?
8. Free look up period
9. What do premiums depend on?
10. Online or Offline Term Plan
11. Why Premiums for Online term plan are so cheap?
12. What is the best frequency of premium — Yearly, monthly or One-time?
13. Important points while filling up the forms
14. Exclusions in Term plan
15. Servicing and Delay in getting the policy
16. NRI’s guide to Term Plan
17. Agents Commission and why you should not ask a pass-back
18. Will more than one company pay the claim?
19. What to look into a Company – Claim Settlement
20. Complaining about some issue in term plan
21. Give clear directions and process to your family about claim.

Share to Download this Ebook

If you want this ebook. All you need to click on the button below to share it on your twitter or Facebook
All you need to do is click on the button below and share it on your twitter OR Facebook. This will help us reach more people and your friends will also get to know about it. For some users this was not working earliar , but now the issue is fixed and it will work. Incase you are not able to download the ebook, mail me with proof of sharing and I will email you the ebook

THIS EBOOK IS NOT AVAILABLE NOW

Why we created this Free Ebook

We are planning to give away a lot of Free Ebooks like these in this year and we are working on those ebooks . A lot of people do not come online to read about financial matters , but those should not miss out on these useful information, With your help we can reach out to those people and you can be a helping hand in spreading these useful ebook to those. So now its time you pass on these useful ebooks for others. Its your bit of spreading financial literacy.

266 replies on this article “Download a Comprehensive Term Insurance EBook – FREE”

  1. Suketu says:

    Hi Manish,
    Hope you doing great !!
    Firstly thank you for saving me from taking an endowment plan which I didnt require it. Your blogs help.
    Next had a discussion with Nandish and he suggested me to first go for Term plan and then think of a ULIP like HDFCclicktoinvest. I was going through your articles on Term Plan and they are very informative with rational guidance. Also see here that you have an ebook on Term Plan. Would be great if you can share it with me on suketu.d.rupani@gmail.com

    Thank you,
    Suketu D.R.

    1. Suketu

      The term plan ebook is part of our School program now – https://www.jagoinvestor.com/school

  2. Neeru Mittal says:

    Dear Manish,

    Can I request for a copy of ebook by email.

    Regards
    Neeru Mittal

    1. That ebook is now not available for FREE to public. Its part of our wealth club program !

  3. v vrao says:

    how can i download e-book on term insurance?

    1. You cant do that now

  4. Mathew says:

    Pl send me copy to my email id : lkm74@rediffmail.com

    1. Its not open for all now, its there in our wealth club now – http://www.jiwealthclub.com

  5. Rohit Varma says:

    Hi Manish,

    The e-book is not available now.
    When can we get the e-book ?

    1. Its not available now . Its part of our wealth club now – jiwealthclub.com/tour/video-courses/

  6. rajeev says:

    hi ………manish from past one month i am reading your blog. you done a great work. please send me this book at my mail id rajeev.dadhich@essar.com i want to read this book.

    thanks

    1. Rajeev

      thanks for your appreciation, but now that ebook is not available, it was only for a limited period

  7. Rohan says:

    Hi Manish,

    I have been following your site for the past 2-3 months and your articles have helped me alot to improve my financial knowledge. Keep up the good work.

    Can you please mail me this ebook, my email id is rohan.shetty1989@gmail.com.

    Thanks

    1. Rohan

      Thanks for your acknowledgement . The ebook is not available now . The offer is over.

  8. Abhijit says:

    Hi Freinds! Can somebody share this ebook via email to me—cj.abhijit@gmail.com

    I am not able to download it anyway.

    thnx

  9. Saurav Bagchi says:

    Hi Manish,

    I really felt very disappointed to know that the ebook is not available to download now. I am an avid reader of your blogs and I don’t want to miss that ebook. Could you kindly email me the soft copy of that book?

    My email id is techno_sunny@yahoo.co.in

    1. Mailed to you already

  10. Murugesh says:

    Hi Manish,

    i have shared in facebook but could not able to download the ebook, please send it to my email id krismurugesh@gmail.com

    regards,
    Murugesan.K

    1. I think it was clearly mentioned in the article that the ebook is not available to download now ?

  11. Vinodh Kumar says:

    Hi Manish,

    Is this ebook still open for download? I don’t see link to share and download? Can you please let me know?

    -Vinodh Kumar

    1. No it is now closed

      1. Vinodh Kumar says:

        However, I downloaded from Paysocial. Its a great book!!

  12. Hi Manish,

    Got the big message but wasnt able to download the ebook.

    Kindly mail it @ prashantsree21@gmail.com
    Thanks.

  13. Nikhil says:

    Hi Manish,

    Not able to download the same.

    Please mail me at nikhilkothari21@gmail.com

  14. Manoj Asrani says:

    IE version 8

  15. Manoj Asrani says:

    Hi Manish,

    I am facing the same issue as above (for most of the people here).

    The download does not start after choosing ‘Allow’ to paysocial.in post under FaceBook.

    It will be really helpful if you could mail me a copy at: manojasrani4u@yahoo.com

    Cheers to you & your team here for guiding us out with valuable information.

    Thanks a bunch,
    Manoj Asrani

    1. What browser are you using ?

  16. Parag Rodrigues says:

    HI Manish,

    Am unable to receive the link to download the Term Insurance e-book upon sharing thruogh my Facebook account.

    Am plannig to buy Term plan & need to have indepth informatiin prior applying for it.

    Request you to send the link to my email ID : parag.rod@gmail.com

    Hats Off to you.

  17. Niraj Kumar says:

    Hi Manish,

    I am a new reader of your blog, its been 1 month since I am reading all your blogs.
    From your blog and book I got to learn the importance of starting early and taking a pure Term insurance plan instead of Endownment/money back plans…
    Can you please share the PDF on buying Term Insurance with some latest updates.

    Thanks,
    Niraj Kumar

    1. Thanks for your appreciation 🙂

      1. Niraj Kumar says:

        Please share the PDF on buying Term Insurance with some latest updates?

  18. vivek says:

    hi manish,
    i m also nt able to get the link to download or share.
    pl email me the ebook as i m intrested in buyin tem insurance in august after some research.
    vivek_kool@yahoo.com
    You r doing a fantastic job Manish….hats off to u

    1. Vivek

      What error are you getting ?

  19. Ravindra M. Kale says:

    Thanks.

    1. sai says:

      Thank you ,

  20. sai says:

    I have few lic policies (jevan anand, jevan komal) which are not term insurances
    Do I need declare these policies while buying term insurance?
    Do I need to declare my health condition regularly (Yearly/quarterly) for term insurance?
    After taking the policy Term Insurance Policy and paid the premium for few years, he is diagnosis for
    Some disease like Diabetic, do I need to inform the insurance company ?

    1. Sai

      1. you need to declare your existing running policies at the time of taking any new policy

      2. No you dont need to declare your health every year .. its just one time process

      3. NO you dont hve to inform the company in future

  21. Ravindra M. Kale says:

    Dear Manish,
    please send me the ebook as I managed to save only the photo of free ebook.
    Ravindra

    1. Ravindra

      That ebook will be made public soon

  22. Sunny says:

    Amazing book…
    Thanks for sharing..

  23. rahul says:

    hi
    i dont have facebook as well as twitter id. so please mail book on
    deshmukh.chem@gmail.com

  24. Sajna says:

    Hi Manish,

    Please send me a copy of this e-book on my email id – sajna28@gmail.com .

    Thanks Much!!

  25. Manas says:

    hi manish,

    shared it on facebook but couldnt download it. I am attaching the same as pasted below , please send me a link to download it .

    Downloading FREE Term Insurance Ebook by Jagoinvestor

    This Message Already Posted On your Wall

  26. sai krishna says:

    Even i am getting the same error which prakash has mentioned.

    Can you pls send the mail to sksalem@care.com

    Thanks,
    Sai

  27. kalyan says:

    Hi Manish,
    I don’t have account on twitter and facebook. Please send me e book to my mail id
    call9865819019@gmail.com
    regards
    kalyan…

  28. prakash says:

    Dear Manish
    Looks like the facebook sharing for download is not working anymore. On following the process, one lands on page with text as “Downloading FREE Term Insurance Ebook by Jagoinvestor,
    Fatal error: Uncaught CurlException: 6: name lookup timed out thrown in /home/newsatam/public_html/paysocial.in/src/facebook.php on line 620”

    Can you pl. send me the PDF to pkaug10@gmail.com? Thanks

  29. HEMAL PATEL says:

    I am unable to download sir. Please send me on hemal_patel_er@yahoo.co.in

    Thanx in advance..

    Regards,
    Hemal

  30. pinky says:

    plz mail me the book to vakkunimmi@gmail.com

  31. pinky says:

    I have shared the link on facebook.Even then I am not able to download the ebook.please mail me the ebook.

  32. RAVI says:

    Hi manish,
    I have been following this jaago investor from past 8 months,and benifited whle planning the financial aspects.I dont have any faebook or twitter id .can u do me a favour in mailing me on ravi23_intas@yahoo.co.in.Hope you would see this post

  33. Suman Bajoria says:

    Unable to downlaod it through FB. Please mail me at sumanbajoria@gmail.com

  34. Sachin says:

    Hi Manish,

    Very often i read your article, i am getting error while downloading specified term insurance ebook. It will be great if you email it to me on my email address.

    Thanks in Advance.

    Sachin

  35. Nagaraja says:

    Dear Manish,

    Not able to download the E-Book, It will show fatal error downloading the page,
    Kindly send me to shringari.sn@gmail.com.

    Thanks
    SNN

  36. RAKESH SHARMA says:

    Dear Manish,
    i tried several times to download the e book on term insurance as you suggested thru face book but it always shows an error message. I am an avid reader of your articles. Iam planning to buy an online term insurance policy and you e book would be very very handy for me. Can you please e-mail it to me on my id at raxmishaman10@gmail.com.
    thanks Rakesh

  37. mithlesh says:

    dear manish
    i m a regular reader of ur articles.
    plz send me ur e-book on my id- ac_mkumar@yahoo.co.in

    thanx

  38. Ravindra says:

    bank is providing apx of Mediclaim floater Rs.2 lac sum assured for premium of Rs.3500 … Should I take it… Reply immediately please.

    1. Ravindra

      You cant take decision just based on the pricing, are all the features something you feel good about ? A cheap premium will give you a cheap policy !

  39. Ravindra says:

    bank provide in premium Rs.3500 apx of Rs.2 lac sum assured… I can take it… Reply immediately please.

  40. Surender says:

    Hi Manish,
    I don’t have account on twitter and facebook. Please send me e book to my mail id tsr889@gmail.com
    regards
    Surender

  41. vimal vinod singh says:

    sir,
    I like your articles . They are very good one. Please advice me on
    1- which is good ppf or sbi 1000 days FD(9.25%) .
    2- which term is best for me .my age 35 year. My annual income is 3,00,000 . As i not a salaried person. I earn it from my efforts as a pvt teacher.
    Plz plz advice me.
    I have an RD in sbi 500/-
    I invest through SIP (1000 in each )
    UTIMF DYF GROWTH FUND
    HDFC TOP200
    Icici prulife insurence (15000)
    Max new york life pansion plan (15000)
    Lic bima gold 2931 per year.
    And lastly going to open an PPF account.
    Please suggest me @my email id

    Waiting for your rply. Thanks

    1. Vimal

      1. Cant be said like that . both are different products and has different offerings

      2. term for what ?

  42. Mohsin Iqbal says:

    Got the book…:) will read this tonight.

    1. Nice .. Read it and let me know , i will wait for your flipkart review !

  43. Praveen Kumar says:

    Hi Manish,
    Followed the below steps –

    1. Shared the e-book link via FB (as shown above)
    2. Provided my FB credentials
    3. I clicked “Share Link” – but didn’t get any response further this point.

    Appreciate if you could send the e-book by mail.

    Keep up your good efforts.

    Thanksm Praveen

  44. suresh says:

    Hi,

    I dont have facebook.

    pls email to myemail.sg@rediffmail.com

    rgds,
    suresh

  45. Praveen Singh says:

    Hi Manish,

    Keeping my Face Book account open, i clicked on “Share to Get”.

    After that i got the following message
    “Downloading FREE Term Insurance Ebook by Jagoinvestor
    This Message Already Posted On your Wall”
    I don’t see the message on my wall and I didn’t get the download link either.
    Can you please help?
    Here is my mail ID: praveen.c.singh@gmail.com

    Thanks & regards,
    Praveen

  46. Prashant says:

    Hi Manish,
    I clicked the button for my fb account and got the below msg
    “Downloading FREE Term Insurance Ebook by Jagoinvestor
    This Message Already Posted On your Wall”
    I don’t see the message on my wall and I didn’t get the download link either.
    Can you please help?

    Thanks,
    Prashanth

  47. Sudhir says:

    Plz even me facing same problem on Facebook.
    If you can plz send me a copy as well.
    My email id is devil.skp@gmail.com

  48. Aravind says:

    Hi Manish,

    Topics are interesting and I’m awaiting to read it.

    I tried sharing it in my facebook page. But it says
    “Downloading FREE Term Insurance Ebook by Jagoinvestor
    This Message Already Posted On your Wall”

    I don’t see the message on my wall and I didn’t ger the download link.

    Could you help me on this. ?

    Thanks
    Aravind.
    PS: I posted the same message in another URl of your’s. Sorry about that.

  49. Learner11 says:

    Hi Manish,

    A very good compilation of the topics. But i am not able to download by sharing it in FB. I am facing the same problem as everybody else. Can you please e-mail the e-book at sindhu102@yahoo.co.in. Thank you !

  50. s j laddha says:

    please send me a copy of term insurance e-book,
    i was unable to get it inspite of sharing it on my facebook account.

  51. Rajiv says:

    Hi Manish,
    Many thanks for the ebook via email. Appreciated.

    Rajiv

  52. Rashmi Padiyar says:

    Hi Manish,

    Even I am unable to download it. Getting the message “Already Posted to your wall”. It is also reflecting on my wall in facebook. Could you please mail the e-book to me at rashmipadiyar@hotmail.com.

    Thank you
    Rashmi

  53. Santosh das says:

    Hello Manish ,

    Pls send the e-book to dsantosh99@gmail.com. Unable to download. Tried no. of times on paysocial , I get a message everytime ‘Message already posted on wall’ but no download happens . Since i dont have FB, Tw id, ws using my wifes fb id anyways ..it didnt work…

    thanks
    Santosh

  54. prashant says:

    Hi Manish,
    I too have same issue, Please send me a copy to asharprashant@gmail.com
    Thanks.

  55. diwakar says:

    Please send me a copy to my email.
    Thank you

  56. Rajiv says:

    Hi Manish,
    I DO NOT have neither am I interested in creating a social network a/c. I’d rather have a better outdoor social life. Would you consider letting me have a copy on email.

    Thank you.

  57. ATS Preeth says:

    Not Sure, Manish. No luck for me also 🙁

    after sharing in FB …

    ==
    Downloading FREE Term Insurance Ebook by Jagoinvestor

    This Message Already Posted On your Wall
    ==

    my id is tspreeth@gmail.com

    Thanks

    1. Sathees says:

      I too have same issue, Please send me a copy to kpnsk@yahoo.com. Thanks.

  58. darshan gandhi says:

    please send me the ebook on my email id darshan.in@rediffmail.com

  59. sonal panchal says:

    Hi Manish,

    I shared it on FB but still not able to download it. Please help!

  60. jithesh says:

    Same issue for me as well. Please email me the ebook

  61. jigna A Shah says:

    HI Manish !!

    I shared the link to my facebook from where i try to download the book but cound not find the link for downloading . Kindly arrange me on emaily id shrijiadvisor@gmail.co
    m
    Regards

    Jigna A Shah

  62. D. Bahroos says:

    Dear Manish,

    It is the same issue like all others, could not find the link to download. Can you please email me the e-book as well?

    Many Thanks
    Dhiraj

  63. Manish says:

    Dear Manish,
    Greetings,
    Good, that you’ve compile all info.rgd.Term Plan
    circulating through e-book.But download is problem???
    I tried share on FB but fail to download.
    Pl.mail me.
    Thnx.

  64. Rahul Tiwari says:

    download the file in a single attempt. it’s very easy to download.

    1. Good to hear that 🙂

  65. Mahesh says:

    I intended to download freebook by sharing the link in facebook but I got the message “already posted in the wall” but I cannot see any ebook . Can you please send me the ebook in mail pls

    1. Mahesh says:

      I removed the pay social app from FB . Tried to install . I got a message “Already posted in the wall”. Not able to download

  66. Ganesh says:

    Hi Manish,

    I DONT have social net a/c and DONT intend to create one.

    I WILL NOT create an a/c also.

    can you email to me please.

    rgds

    1. Ganesh

      kindly mail me , i will send you the ebook

  67. c vasudeva rao says:

    pls send me the e book on my mail id vasudev7@gmail.com as I am unable to download.

  68. jey prakash says:

    Hi Manish,
    I intended to download freebook by sharing the link in facebook but I got the message “already posted in the wall” but I cannot see any ebook . Can you please send me the ebook in mail pls

  69. Radhika says:

    oops just realised i have written Manoj instead of Manish.

    sorry about that !!

    – radhika

  70. Radhika says:

    Hi Manoj

    I too shared it on my FB but couldnt download the eBook. Can you please look into it ?

    Thanks
    – radhika

  71. sachinpath says:

    Dear Manish,

    I am not on twitter. I have a facebook account but I am an infrequent visitor and not at all familiar with apps and all that. Can you send the book by email? I am ready to pay for it by netbanking.

    Sachin

  72. yaguvinder says:

    not able to download even after sharing it on facebook

  73. Rohan Doshi says:

    Hi Manish ,
    I just clicked on that link in middle of article and shared it on my facebook wall
    but didnt clicked the option of allowing paysocial to post conents on my behalf in future
    So is that ok right ?
    and when i am supposed to get the book now ?

    1. Rohan

      You will have to do that , only then the book will be downlaoded , also paysocial will do it only once , and not in future .. alternatively , you can remove or disable the paysocial app after you have downloaded the ebook

      Manish

  74. ashish babhulkar says:

    whats your mail ID and facebook ID.I had written you an e-mail 3 months back for a brief discussion…somehow it wasn’t answered.so i thought i would ask you now.My no.is 9766368727

    1. Hi Ashish

      I mailed you back on that asking if you want to talk on that . but you didnt reply … Let me put a mail again

      Manish

  75. ashish babhulkar says:

    hi manish,
    would you please send the e-book by mail.I’m somehow not able to download it.And one more thing the articles are really very impressive.I think its the simplicity with which they are written otherwise the lanuages of the financial analysts sounds alien…keep up.

  76. Atul says:

    Hi Manish,

    I have started reading the book.

    Regards

    Atul

    1. Atul

      Good to hear that . let us know how was it .. suggestions for improvement .

  77. rashmi acharya says:

    DIFFICULTY ON DOWNLOADING ON FACEBOOK.
    MAKE IT SIMPLE AS YOUR LANGUAGE IN ARTICLE.
    PLEASE SEND BY EMAIL.

  78. Mr. Investor says:

    Hello Manish & JagoInvestor Team,

    You guys have been excellent in sharing knowledge but, I don’t understand the strategy behind this so called “viral sharing” of the eBook on social networking. Mainly forcing readers to do so….

    After seeing more than 140+ troubleshooting comments the best approach would be uploading the book on some shared websites(Google Docs, Skydrive etc…) make it public and readers can download it easily.

    If s(he) wants to share it further there are so many communication channels. I think one should not be restricted to read the book via only social sharing.

    Thank you again. “I still have not received the eBook on my mail per your comments” But was able to download it by some hook methods 🙂

    Again it’s your choice, this was just an humble request for me and others who have being following JagoInvestor for years to gain knowledge and likely share it 🙂

    1. Hi

      Email was sent to you 2 days back only around 3-4 pm , check your spam or check your mails again , Around 20-30 people were sent the email and I got mails from some that they got it , it didnt bounce for your email , so I am assuming it reached . kindly check

      Also regarding the download error issue , it was there for 2-3 hours , but then it was fixed and now its working properly , there is no issue on that .. those who are saying that they are not getting a download link are actully not using the paysocial button and just sharing it by copy pasting on their twitter or fb and expecting a link to appear .

      Also regarding the compulsion of sharing, the actual facts about sharing is veru different , almost 99% people do not share it with anyone , only a handful of people actually do , and we thought that given the time and energy spent on creating the ebook, it would be very small favour to ask for , I dont see maximum people complaining about it .. Havent heard much users having any issue about it .

      I am resending the ebook to you .

      Manish

      1. Mr. Investor says:

        Thanks Manish, checked my email and got it now in “Inbox” nothing was in Spam/Junk in past.

        Anyways, i appreciate your efforts and ideas of sharing. I just wanted to make it easy for we all. “Sharing is something which one has to do, not a compulsion or a job to perform”

        No hard feelings though 🙂 Thanks again for all the efforts, always looking for better JagoInvestor!!!

        1. Yea thanks .. we keep this only for those things which have really taken efforts and we want it to be viral , never for regular stuff 🙂

          Manish

  79. wilson says:

    its new a/c

    1. Yes .. I checked out your facebook account .. did you use the BUTTON given in the middle of the article ? Its http://paysocial.in/dl.php?btn=67

  80. wilson says:

    not downloading the book

  81. wilson says:

    i already put it on my wall but not downloading the book

    1. I got that .. but i want to know how exactly you did it ? Did oyu put the message manually ? Did you use the button in the middle of the article ? Its a paysocial.in link . I can see you didnt use the link given in between the article .. use that

      Manish

  82. wilson says:

    Hi Manish,
    I have tried downloading the book, but the book is not getting downloaded.
    Can you please send me the book to my mail-id mydream.plots@gmail.

    1. Wilson

      How did you try to download it ? Did you click on the button in the middle of the article ?

  83. Radhey says:

    Nice stuff. Read it top to bottom. Keep it going guys. You are taking personal finance awareness to a level we all will be proud of.

  84. A B says:

    Hi Manish,
    I have tried downloading the book through the link given in this article, but the book is not getting downloaded even after the link appeared to my FB.
    Could you please send me the book to my mail-id?

    1. AB

      Whats your facebook id ? Let me check

      Manish

  85. Senthil Ganapathy says:

    Hi Manish,

    I dont have accounts on both Facebook and Twitter.
    I am very much interested in this Ebook, can you please send it to my email id.
    senthilge@yahoo.com

    Thanks in advance,
    Senthil Ganapathy

  86. Nagarajan Santhan says:

    Hi Manish

    I don’t have access rights for Facebook / Twitter / Google+/… due to my company security policy. (No internet in home)

    So send me the ebook to my mail id.

    Regards
    Nagarajan Santhan

    1. Nagarajan Santhan says:

      Thanks Manish …. I got your mail with PDF …

  87. Rajesh says:

    Some problem with pay social…………..site.

    am Unable to Download the ebook.

    Please Help.

    1. Rajesh

      What is the issue you are facing .. we have tested it well and there does not seem to be any issue

      Manish

  88. karsudha says:

    Manish,
    Any reason why we cannot keep it simple with a link on your site instead of using other stuff? I don’t believe by sharing on FB is the only way to reach many people.

    I guess i am going to give this ebook a miss because I don’t want to login to pay social or whatever other stuff.

    1. Karsudha

      We will put the plain link in some days in that case .. I will send you the ebook in that case in your email

      1. karsudha says:

        Many thanks.

        I would like to add that I do recommend your site to many of my friends and colleagues and they are following it regularly. That’s why I did not like the FB only option. Word of mouth still works.

  89. amit says:

    Manish,

    I dont have Facebook account nor any other social network site. I vist your site.
    Does this mean i am not entitled to read this article?. Make this available
    for easy download. Good information will anywayz reach more people.
    amit_pearl2@hotmail.com

    Thanks
    Amit

    1. Amit

      Will send you the ebook on email

      Manish

  90. krishna mohan says:

    Hi Manish,
    I have tried downloading the book, but the book is not getting downloaded.
    Can you please send me the book to my mail-id.

    Regards,
    Krishna

    1. Krishna

      How did you try to download the ebook ? Did you click on the button given in the middle of the article ?

    2. Krishna

      I will send it you over email . Can you tell me till which page did you reach while downloading the ebook ? Didnt you get a direct link for download ? when the message was posted on the your facebook ?

      Manish

  91. chandrakant kashyap says:

    Hi Manish,
    I posted about the ebook om my facebook page but found no option for downloading.
    Hope its not a prank.
    Anyways wonderful blog and very informative.

    1. Chandrakant

      I will send it you over email . Can you tell me till which page did you reach while downloading the ebook ? Didnt you get a direct link for download ? when the message was posted on the your facebook ?

      Manish

  92. MANOJ S says:

    PLEASE SEND ON MAIL ID MANOJBSHRIVASTAV@GMAIL.COM

    1. Manoj

      You can get it by sharing it on your facebook using this link : http://paysocial.in/dl.php?btn=67

      Manish

  93. Ram says:

    hi Manish, could you pls send the same to rmmhn@yahoo.com…even it didnt download for me too..thanks in advance

    cheers
    Ram

    1. Ram

      ok , will send that

      Manish

    2. Ram

      What exactly happens when you click on the paysocial button and then share it with twitter or facebook ? It takes you to a blank page and then ?

      manish

    3. Ram

      Did you share it on your facebook using the link given in MIDDLE of the article ?

      Manish

  94. Maitri Maroo says:

    Hey Manish,

    I downloaded the ebook without any hassles. Paysocial is working properly. Don’t worry. You can just mention the steps for others to use paysocial, maybe than they can download it properly. Good Luck

    Regards,
    Maitri Maroo

    1. Good to know that Maitri

      But the app really has some issue . It does not work in some cases , it may be browser issue .

      Manish

  95. Apurva Gandhi says:

    Manish,

    I twitted here:

    Download a Comprehensive Term Insurance EBook – FREE jagoinvestor.com/2012/01/term-i… via @jagoinvestor_

    but no downloads happened

    1. Apurva

      Which browser are you using ? Did you use the button given in the article middle ?

      Manish

      1. Apurva Gandhi says:

        Google Chrome is the browser, I used the button on the side of the article. On retweeting, i get a message you have already twitted

        1. Divakar SK says:

          Hi Manish,

          Same issue for me too. I have used Firebox.

          Getting below msg but no download…
          ==
          Downloading FREE Term Insurance Ebook by Jagoinvestor
          This Message Already Posted On your Wall
          ==

          Divakar

          1. Divakar

            Did you share it on your fb wall earliar ? I cant see any ? Atleast put a message manually on your wall .. I will send the ebook to you

            Manish

          2. Divakar

            I can see you posted it back .. looks like you were able to download this time ,right ?

            Manish

        2. that means you have not read the full article , there is a button in between the article (not on the side), you can use that button to share on fb and then get the ebook

          manish

  96. Pramod says:

    Dear Manish,
    fst a fall many many congr8s to u.
    I am Pramod from mumbai
    i work as Relationship Manager in Ventura securities ltd (Broking firm )
    .
    i m using office net n lap top so facebook site is not allowed.
    if u can e mail me e book , i will be e mailing to all my clints.

  97. Prasoon says:

    Manish,

    Thanks for the e-book. That’s great!

    Though your e-book covers these briefly, but may I request you to write two separate detailed blogs on 1) How to claim the amount in term insurance and 2) Reasons for rejection of claim in term insurance.

    1 – Can describe about all checklist before making a claim, also other points like maximum time frame for intimating the insurer etc

    2 – Can contain all possible reasons for rejection based on real examples. Rejection happens because of Ignorance and Hiding of the truth. Ignorance like agent will do the best. Further, Hidings can be of intentional and unintentional. Intentional can be of hiding some fact for low premium. However, most of the readers would be interested in knowing unintentional hiding. Also, what possible things a company can do to reject a claim? I’ve read many examples where revival played a main role in rejection. Your inputs will be very useful.

    In case these point are already covered in some of your blog, please direct me at that.

    Regards,
    Prasoon

    1. Prasoon

      Will write about htese in detial . for now the best place would be https://www.jagoinvestor.com/forum/ to discuss these at great length

      Manish

  98. harish gupta says:

    Kindly send me the copy of Term Insurance eBook via mail.

    Thanks & Regards,
    Harish

  99. Jagadees says:

    What an idea sirji!!! Nice way to spread a word about the free e-book. Downloaded via twitter and also happy to see lot of people whom i follow on twitter also posted and spread the word.
    Till this time, i would compile a pdf document on term insurance containing articles published in the jagoinvestor over the time (& article appeared in some magazines) and send to my near and dear ones to urge them to consider term plan. (off course with due citation about ur blog). Now u made my life easy 🙂
    This line “What you sow is what you reap!” on agent commission and kickbacks is very nice and simply caught my eye.

    Learnt few very useful things like
    1. It is Violation of law using Multi-level marketing in Insurance Policies (some of my friends involved in this one. will let them know about this law)
    2. How to complain about some issue in term plan and How to Approach Consumer Court Forum?

    Keep them coming. Eagerly looking forward to lay my hand on your upcoming book.
    Regards

    1. Thanks Jagadees

      Glad you like the ebook and it makes your life easy .. we plan to make it more easy in coming months 🙂
      . the book will be soon out .. pre-order talks going on with flipkart

      Manish

  100. Atul says:

    I also shared it on FB via chrome, but nothing downloaded after I shared. Can you please send an email.

  101. Sarah Stanely says:

    Hi, I have paid via FB (thats what it says!) but unable to download the ebook.
    Kindly send on my email that is used in this comment field.

  102. c vasudeva rao says:

    I am not able to down load please send me term assurance e book to my mail id given above.
    Thanks’

  103. Rama says:

    Well, I don’t have any FB/Twitter but would like to read your ebook. – I can spread the word by mouth if that fits into your criteria too 🙂 Appreciate if you could email me the book

  104. Gull khan says:

    Manish,

    I don’t have twitter account. Can you send me the ebook via email.
    Regads,

  105. Jyoti says:

    Hi,
    Me trying to download but cannot , plz can some body send me mail of this term insurance pdf file.

  106. Rakesh Upadhyay says:

    please send the ebook to my email address if possible.

  107. Saurav Sinha says:

    Hi Manish, another great effort from you, but dont worry about the hiccupps… badi badi cheezon ko karne mein yeh sub hota he hai …
    By the way I dont’ve FB/Twtr account, can anything be done?

  108. Rayan says:

    Hi manish,
    please send this e book on my e mail..
    Thank you.

  109. Nitin Sontakke says:

    Hello,

    I have neither Facebook nor the Twitter account.

    Feel free to email, if you don’t mind.

    Thanks!

  110. vishal agrawal says:

    Dear manish,

    I am unable to download the term insurance free ebook. Please, send me on my mail id. Thanks in advance.

    Regards,

    Vishal

  111. Hi Manish,

    Shared it on Twitter and downloaded the e-book

  112. Rajeev says:

    Wonderfull !!!!!
    Specially last section of the book. I was thinking of a day when I am not around, how easy difficult of the near ones to get everything what I have left for them.

    – Buying a term insurance is very important but its useless if the person who might have to use it does not have clear instructions on how to use it.
    – Also declaration of medical conditions is very very important because if you dont declare it correctly you are just leaving a piece of paper and long struggle for your near ones.

    Moral of the story its always important to start the journey at the same time its equally important to know how to end/finish it.

    Once again many thanks to Manish

    Rajeev

  113. subbaraokommuri says:

    I shared it on FB, but nothing downloaded after I shared. Can you please send an email.

  114. Jig says:

    I dont use FB OR TWT. Also i want to download at office pc. Can you please send me the direct link for download?

    Thanks

  115. Vishwanath says:

    I am not able to download even after sharing with FB.

    1. Vishwanath

      How did you share it on fb ? Did you use the button in the article , it was a app which gave you option to share it on TWITTER OR FACEBOOK , right ?

      1. Vishwanath says:

        I have share it on FB and the same is reflecting on FB.
        Still i am not able to download the e book.
        Pl do mail it.

  116. Upendra says:

    Same prob couldn’t download….shared it on facebook…….

    1. Upendra

      How did you share it on fb ? Did you use the button in the article , it was a app which gave you option to share it on TWITTER OR FACEBOOK , right ?

  117. Deivasigamani says:

    Manish, Able to download using my twitter account without any fuss…

    Will read it during my leisure time and comment on it.. It is a good initiative..

    I dont know much about facebook / twitter apps but when we access the application through it will it be a one time access to our details in twitter / fb or it can access it any time?

    Deiva

  118. Satish says:

    Not able to download , please send me on my email id..

    1. Satish says:

      thanks , for mailing me this book… it is very much informative.

  119. Prasoon says:

    sahred on FB@yesprasoon. Please mail me the PDF

    1. Prasoon says:

      Downloaded now with the new button.

  120. yuvaraj says:

    Same problem occure.
    Can’t download.

    1. Yuvaraj

      Did you try just now ? Now the issue is fixed . You can now click on the button in the article and you should be able to download the ebook

  121. RAm says:

    Hi Manish,
    Please do share the e book to my email id also..bhargavram123@gmail.com
    I also face all the errors mentioned by others above in comments..

    Thanks,
    Ram.

  122. Subash C. Sharma says:

    E-book not attached with your e-mail. There was no link to download.
    Thanks for the good work and useful information
    regards
    Subash C. Sharma

    1. Subash

      Look at the article again, I just added a button

  123. Saket Kumar says:

    Same Problem 🙁
    Can u mail this eBook?

  124. Jaswinder Singh says:

    I too got a “Invalid API key specified” error while trying to share on Facebook. I was using Crome browser on Win XP.

    1. Jaswinder

      Yea there is some bug on that .. did you share it on twitter or facebook , mail me with your id , so that i can check and then send the book on your email

      Manish

  125. Bharat Manyal says:

    I m not able to download the E-Book

    1. Did you share it on twiiter or FB ?

  126. Purav Mehta says:

    oh yes Manish… i shared it on My facebook page. My facebook Id is ‘ puravmm@yahoo.co.in‘. You can see it for yourself.

  127. Mahesh says:

    Not able to download . Kindly mail

    1. Mahesh

      DId you share it on twitter or facebook ?

      1. Mahesh says:

        I do not have twitter Or facebook Account.Kindly mail me

  128. Bhaumik says:

    Unable to download.

    1. See the conditions to get the ebook . Did you share it on fb or tw

  129. Purav Mehta says:

    Hi Manish……not able to download the Ebook. Kindly send me the link to my email ……Thanks in advance.

    1. Purav

      Did you see what are the procedure to get the ebook ? Read the full article

  130. nitin jain says:

    Not able to download the book. Manish, Please send me the link

    1. nitin jain says:

      Manish, Can you please send me the ebook link on my email address. can’t access this sites @ my office address and check my personal emails only on saturday/sundays.

  131. Jeevan says:

    Hi Manish’

    Tried on FB below message gets displayed

    Invalid API key specified
    The app you are trying to access does not exist or has been disabled.

  132. Rajpal Singh Kandhari says:

    Where is the download link…

    https://www.facebook.com/rskandhari?ref=tn_tnmn

  133. Rakesh says:

    Manish,

    I keep getting the below error when i try to share via facebook.

    Invalid API key specified
    The app you are trying to access does not exist or has been disabled.

    Rakesh

  134. Jeevan says:

    Hi Manish,

    Thanks for the efforts :-).
    I tried both browsers, IE and Chrome but I am still not able to get the ebook.

  135. Sachin says:

    tried sharing it but it says the app does not exists..ur articles are good and I was thinking about forwarding the emails to friends..but this time u hv put conditions on getting the article…and its looking little scary to recommend u to friends

    1. Sachin

      The ebook is only available on sharing basis .. I dont think there is anything wrong in that .. whats the problem in sharing it on your fb/tw and get the ebook ? Its all about spreading the ebook through social means .. if readers will not help in spreading , then who will community grow ? Is it too big a favour to ask from my readers ?

      Manish

      1. Sachin says:

        there was no need for that..ur articles are good and people will share them without making it a mandate..thanks for the knowledge u share..mandates makes u feel bullied and take away ur freewill…lil uncomfortable…people have their own ways of sharing and prefer emails…and its not that I did not try to share but the app is not working when I click on facebook option

        1. Sachin

          I will send you the ebook on your email today , dont need to share it with anyone . I thought readers will be happy to help me spread the news faster than what it takes generally . Also the rate of sharing is much much low that what you have mentioned . Out of 100 people only 3-4 share it on social media or email , but with this kind of campaign, it increases the rate of spreading much faster (10 times) .. this article along got more than 140 twitter shares .

          Anyways , no need to drag this, I respect your privacy. I will send the ebook on email. Anyways I do these kind of campaigns very rarely.

          Manish

          1. Sachin says:

            I will surely share it …only request was to keep it optional..thanks again

      2. Rajesh says:

        Manish

        I have been following your articles for more than a year now. I appreciate this blog and the service you are providing.

        Are there any disclosures that you need to make about this service? Do you have a vested interest?
        What happens if one clicks on the share? What other information is shared?

        1. Rajesh

          For this ebook , the only vested interest is that the ebook info will be posted on your profile and that link will be posted , this is same as other sharings you do on fb/tw , nothing different .. So its like a normal link sharing ..

          Manish

  136. amol says:

    Hi Manish,

    Can you also mail me the eBook at I HAVE YOUR EMAIL ID .

  137. Katoch says:

    Hi Manish – You are doing a wonderful service ! My query….
    Property A–> registered in my name and my wifes name. All loans are cleared. On rent. Rent taken in two parts 50% in my ac, 50% in my wifes ac.

    Property B –> Wife co-borrower for 2nd home loan. I pay the EMIs. Property on rent. All rent goes in my wifes ac. Total income of wife less than 5 lakh per yr. Does not file IT.
    Questions
    1. Can I show Property B as self occupied ? (I think out of 2 properties one can be)
    2. Can I alone claim 1 lakh principle u/s 80(c), and unrestricted interest payment u/s 23(i) [or is it u/s 24 ?] with a certificate that my wife is not claiming benefits in IT or do I have to ask my wife to file IT returns and claim 1 lakh each in principal and 50% each of interest paid (she does not pay EMI) ?
    Thanks
    Katoch

    1. Ashal Jauhari says:

      Dear Katoch, this is not the right link to post such queries. Please post your query on https://www.jagoinvestor.com/forum/

      Thanks

      Ashal

  138. Salman Adam says:

    Even i am getting the same message while i am still logged in facebook …..
    Manish can u please mail me too….

  139. S Elaya Kumar says:

    Dear Mr Manish,

    I have shared the article on my facebook page. But I could not get the download link for the book. Can you help out?

    Elaya Kumar S

  140. Gaurav Chandidas says:

    Facebook shows Invalid API key .

  141. abhishek says:

    hi tried downloading the book. it not getting download facebook shows
    Invalid API key specified

    1. Abhishek

      I will send you on email , were you not logged into your fb/tw acccount before sharing it using the button above ?

      1. abhishek says:

        hi was logged in ,when trying to download the book.
        Also from when is your book available on flipkart.?

  142. Nidhi Singh says:

    Hi Manish,
    Congrats for this initiative 🙂
    The book did not download on my system (after sharing on FB). Could you please me via email?

    1. Nidhi

      Did you use the above button to share it or just copy pasted the link ?

      Manish

  143. Anand says:

    I downloaded the e-book without any issues.

    Thanks Manish!

    1. Anand

      Thank god , some one was able to 🙂

      Manish

  144. Amit Gilra says:

    Unable to download….

    1. Amit

      I will send you on email , were you not logged into your fb/tw acccount before sharing it using the button above ?

  145. Aparna says:

    Same problem here. I was unable to download

    1. Aparna

      I will send you on email , were you not logged into your fb/tw acccount before sharing it using the button above ?

      1. Aparna says:

        Even after logging to facebook, I get the following error message after I press the button:
        “Facebook Login.Invalid API key specified

        The app you are trying to access does not exist or has been disabled.”

        Please suggest what needs to be done

  146. narenda ahuja says:

    All young persons p;rofessionals and/or own bvusiness MUST buy TERM INSURANCE EARLY IN LIFE AND GO ON INCREASING INSURANCE AMOUNT AS THEY PROGRESS IN LIFE.

    N AHUJA

  147. Mr. Investor says:

    Thanks for the effort taken. I’m also facing the same issue of nit getting the download link.
    On a side nite why you want to force a reader to share it on Facebook or twitter to get the download link. What if one does nit have account ( doesn’t sound strange in today’s world).
    Would appreciate if you can provide a direct download link from the website.

    Dint force a user to share on social networking site. If he/she wants to share they can always do that.

    Anyways thanks for the great work.

    1. Mr. Investor

      Its for viral spreading .. I will send the ebook on email to you

      Manish

      1. Shrinivas says:

        Mr. Investor is correct and I am the one of live example, not having an account in any of social n/w site. Manish, I appreciate if you could send me the ebook on email.

        1. Shib says:

          Even i am not on facebook 😉

      2. Mr. Investor says:

        Manish,

        I have not received an email from you with the ebook attachment. Any ideas when shall you send an email?

        Thanks!

  148. paritosh says:

    Same problem.No Download??

    1. Paritosh

      After you authorize the app to twitter .. it puts a BIG message that its downloading the EBOOK and then it directly gives you the ebook which you have to save on computer (It does not display the link to ebook) . Does it happen or not ? What exactly happened ?

      Dont worry on ebook , I will send you on email if you have not got .

      Manish

      1. paritosh says:

        nothing happens:-(

  149. Ajay says:

    Even I faced the same problem.. I shared it on twitter.. dint get the option to download

    1. Ajay

      After you authorize the app to twitter .. it puts a BIG message that its downloading the EBOOK and then it directly gives you the ebook which you have to save on computer (It does not display the link to ebook) . Does it happen or not ? What exactly happened ?

      Dont worry on ebook , I will send you on email if you have not got .

      Manish

  150. Anup Ghatage says:

    ^ +1

    1. Anup

      After you authorize the app to twitter .. it puts a BIG message that its downloading the EBOOK and then it directly gives you the ebook which you have to save on computer (It does not display the link to ebook) . Does it happen or not ? What exactly happened ?

      Dont worry on ebook , I will send you on email if you have not got .

      Manish

      1. Arunkumar G says:

        Please send it to my mail id, because im authorised on FB. But i could not download it.

        1. Arun

          I will send it through email , can you share what exactly happened when you shared the ebook ? till which point did it take to you ? Didnt you get a direct link to download the ebook ?

      2. KRANTIVIR RAJPUT says:

        Manish, after following all the steps through FB I am not able to download the e-book. Kindly send me one on krantivir.rajput@gmail.com, Should you require any proof that I have shared then plz let me know.

  151. Shinoj Jose says:

    I shared in twitter. But I dint see an option to download. The page just got closed.
    Shinoj

    1. Shinoj

      After you authorize the app to twitter .. it puts a BIG message that its downloading the EBOOK and then it directly gives you the ebook which you have to save on computer (It does not display the link to ebook) . Does it happen or not ? What exactly happened ?

      Dont worry on ebook , I will send you on email if you have not got .

      Manish

      1. Shinoj Jose says:

        Hi Manish,
        It dint happen. Actually it asked for twitter authorization. And I gave credentials. The post came in twitter also. But nothing happened after that.
        You can see it here: twitter.com/shinoj_jose
        Shinoj

      2. Jyoti says:

        Hi Manish,

        Plz even me facing same problem on Facebook.
        If you can plz send me a copy as well.
        My email id is jyoti.khona1@gmail.com

        1. Mayuresh says:

          Send me copy to my email id mayuresh.athaleka@gmail.com

          1. Rajesh says:

            Can you please share it; since i don’t have access of twitter and facebook?
            ID: rajesh.verma@thedigitalgroup.net

      3. Karthik says:

        Hello Manish,
        Kindly send me the e-book to my mail id “karthikvr@tataelxsi.co.in”.
        Thanks in advance..

        Regards,
        Karthik

        1. Its part of our wealth club now – jiwealthclub.com/

      4. Saravanan says:

        Hi Manish,

        Is it possible to forward the e book to may mail?

        Saravanan

        1. the ebook is now part of our 100moneyactions program and not available

  152. Ashish says:

    Good Initiative team.

    Keep the great work up.

    Ashish

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