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POSTED BY ON October 28, 2011 COMMENTS (70)
Do you want to get your LIC Policy Status and details by SMS ? If yes, now there is some good news for you , you can get basic information about your LIC policy very easily by sending an SMS. You can get general information like Bonus amount vested till date , details of nominations etc by just send one SMS t0 56677. This is a free service from life corporation of India (LIC)
ASKLIC <Policy No> PREMIUM/REVIVAL/BONUS/LOAN/NOM
where –
Premium – Instalment premium under policy
Revival – If policy is lapsed, Revival amount payable
Bonus – Amount of Bonus vested
Loan – Amount available as Loan
NOM – Details of Nomination
Example
AskLIC 8955940009 NOM
One can also get LIC pension related information by SMS
LICPension <Policy No> [STAT /ECDUE/ANNPD/PDTHRU/AMOUNT/CHQRET]
Where-
a) IPP Policy Status, (STAT)
b) Existence Certificate Due, (ECDUE)
c) Last Annuity Released Date, (ANNPD)
d) Annuity Payment thru (CHQ/ECS/NEFT) (PDTHRU)
e) Annuity Amount (AMOUNT)
f) Cheque Return Information (CHQRET)
The LIC policy number consists of nine digits and can be found at the top left hand corner of the schedule of your policy bond. Did you knew this information ? Kindly share if this worked for your LIC policy .
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i have sent sms for loan but we have received reply “This keyword has been expired” so pl. provide explanation for this facility
Purshottam Dudhat
I think you should try once more .
i have sent sms for bonus and loan but we have received reply “This keyword has been expired” so pl. provide explanation for this facility
Manish Patel
dear sir,
i wants to know the status of my policies, pls give me all policies status,
ishwer agarwal
9923849038
which policy ? File a RTI for htis
Hi Manish,
I am also getting the reply as “keyword has been expired”. Is there any other way of getting the bonus information?
Thanks,
Maitrayee
No sure..
Alas – yet another toll of rising costs…. The no. 56677 response is “the keyword has been expired”
I forgot my Policy Number and Agent’s name as well. How to get the Policy details, on the basis of Mobile Number, Date of Birth or Address?
Please help
Where is your policy document ?
NON DEDUCTION OF PREMIUM ON POLICY NO 218537256 IN THE NAME OF
KUSUM VERMA ISSUED BY LIC B.O.LAL BAGH LUCKNOW THROUGH ECS IN SPITE OF SEVERAL REQUESTS.
What can we do here ?
Hi ,
Dont know somebody already updated.. still… If you include , then it will say “Contact Branch”. So you need to put your policy without brackets.. eg., ASKLIC Loan will give you “Contact Branch”. If you send sms as ASKLIC 123456 LOAN, then the actual loan amount you will get in SMS.. hope it may help someone…
Thanks for updating that 🙂
I have registered my lic policies in the lic wesite 2 years back but I forget my ID and password. How can I know my Lic policies status in the website
Check on http://www.jagoinvestor.com/forum/
Go to FORGOT PASSWORD option.
I tried but got ‘BLANK_RESPONSE’ as the reply message, any idea what could have gone wrong.
NO idea .. how old is your EPF ?
Is this for EPF account bcos I tried for LIC Policy which is almost 11 years now.
NO idea in that case !
this service will be really helpful to get policy details on finger tips…:)
Yes . .come people get it in seconds and some in hours !
time is very imp factor, but LIC should try to use Trasactinal gateway for immediate delivery
ASKLIC PolicyNo LOAN work for me!
however it says “GROSS LOAN Available” Amount. what does that mean, i could take all the amount available in gross loan or there is any catch
Alok
It should be the amount you can actually take !
This is wonderful.It worked for me.If we take loan against policy when we should re pay them.
Please help me in providing this information.
Thanks,
Your question is not clear to me
Its really wonderful information, Manish you really keep doing amazing things. Though this facility may be available for long but no one even from LIC office ever told me even though I keep visiting.
It will definitely help to get status on Bonues, which otherwise is difficult to get.
Thanks Manish for this valuable information
Good to know that Surendra ..
please reply on cell no 09424640357&07800154405 by sms of policy no 577975870&264586479
You can get the sms on your own , why do you need others support ?
I forget my policy premium amount. And I want to know my policy premium amount. How can I get the amount of premium.
Just SMS ASKLIC PREMIUM to 56677
Hi Manish.
Forum has a topic for this policy but there are no details about it.
give me the link ?
Hi Manish,
Can you please let me know your views on New bima gold – money back policy of LIC. I have invested money in this one.
Thanks
Kajal
Its not a good policy from long term return point of view – get more info on our forum : http://jagoinvestor.dev.diginnovators.site/forum/
ASKLIC PREMIUM
Thank you. It will be very helpful for me if I get a loan from LIC.
Hi Manish, this worked for me too, as I wanted to know the loan amount on my policy,but to my surprise I found that the amount of loan provided by the SMS and my agent is different , and there is a huge difference in that. Also, I checked the loan eligibility of my husband through the website. Though the premium which we have paid is only around 15k, the loan eligible shows as 80k ????? Would u be having any info about such errors in the LIC website ?
Priya
The loan amount eligble should actually be much lower than what you have paid in premiums .. if the paid amount is 15k and sms shows it as 80K , then the sms is giving wrong info .. in that case you should rely on agent info
Manish
No, this is absolutely false information. You do not have to inform LIC before leaving the country. Whether the death occurs in India or outside India, sum assured shall be payable to the nominee, provided the policy is in force. It does not matter if LIC is informed or not. However, LIC would have to be informed upon death to claim the insurance amount.
Slightly off the topic here – but I wanted to know how/to whom should I write to in case I go abroad but decide to continue my term policy ?
Arjun
You dont need to inform anyone , just continue it
Manish
I read somewhere (don’t remember exactly where though)that in case something happened to me while I was abroad,LIC would not pay out unless I had informed them beforehand.However,I don’t know who is it exactly that I’m supposed to write the letter to .
How to get the total amount present in my Policy which includes Policy premiums till date + Bonus ?
Hi Mahen,
Please register your policy in the lic.co.in portal. You will get all the details about the policy including the bonus accumulated till date.
You can pay premium online as well. I have been using this facility from past 3 to 4 years and never faced any issues. You can generate a duplicate receipt anytime in the future for the payments done online.
Regards
Ivan
Thanks Ivan 🙂
very good. It works for me. for nomination, it showed as No nomination on record..Thus , i need to provide the nomination immediately..
TS Ashok
Good to hear that .. so did you start action on putting your nomination details ?
Manish
Thanks for the info 🙂 Didn’t know about this feature..
Pearlie
Have you started using this feature ?
Manish
Nice initiative by LIC..
Thanks for Sharing Manish 🙂
Chirag
Thanks
Another thing. When you send ‘Premium’ sms which should tell the “Instalment premium under policy”, it only tell you the next due date and nothing else.
i need my policy detail thanks
This information is not new and this service is available since 2 years. However it is NOT A FREE service. Each sms costs Rs.3/-.
Shaheen
Yes .. its an old service.. but a lot of people do not know about it yet .. I think Rs 3 is much lesser for those who travel all the way to LIC offices to get some informations which they can find through this service . Something is better than nothing .
Also its just for informational purpose . Its upto the investor to decide if he wants to use this service or not .
Manish
Recently I paid premium through my bank (bill payment) and I dont even know whether LIC received my premium or now. I have already registered this policy on their web portal and it says cannot retrieve information. Let me try this anyway.
Dominic
Did you try this ? what was the result ?
Manish
Manish,
Thanks for sharing such valuable information, I was not aware about it. This will definitely help to get information on our polices.
rakesh
Rakesh
Good . Which policy do you have ? This SMS facility is active on LIC website from many months/years .
Manish
jeevan anand………….a life free of worries
Ichecked it. by sending sms “ASKLIC BONUS” its also providing bonus amount vested.
Shankar
Good to see that you used this and its working for you .. which policy do you have ?
Manish
Manish,
Thanks for the information.
I sent 2 SMS to 56677.
ASKLIC NOM
This successfully got me the nomination details.
But
ASKLIC bonus
got me reply as
Contact With Branch
So, I guess I will have to go to my home branch; LIC may not entertain me in any other branch.
But, anyways, a very good implementation of IT by LIC which I have been a bit skeptical about … LIC … ah no … 🙂
Vikas,
LIC provides the information about bonus for only the policies which are “with profit”. For other policies you will recieve “contact branch” reply. This is true about the guaranteed bonus policies also. For ex. Jeevan Sanchay money back policy has a guaranteed addition of Rs. 70 per 1000 SA per annum (it is no more sold) and LIC will send you the SMS to contact branch in this situation since it is not a vested bonus but a guaranteed addition.
I hope this clarifies
Thanks Pramod,
That’s good and new information for me 🙂
Mine is Jeevan Shree with Guaranteed addition. I called LIC on the phone number available on the website and again I was pleasantly surprised as they had every bit of information about my policy available.
Vikas
Pramod & Vikas
Thanks for your involvement and feedback sharing . good to know the info you guys shared
manish