Comments on: Why people dont like Term Insurance and why they are wrong http://www.jagoinvestor.com/2009/08/why-people-dont-like-term-insurance-and.html Financial Planning , Insurance , Mutual Funds , Investments Fri, 10 Feb 2012 18:52:02 +0000 hourly 1 http://wordpress.org/?v=3.3.1 By: Adityahttp://www.jagoinvestor.com/2009/08/why-people-dont-like-term-insurance-and.html#comment-35146 Aditya Tue, 24 Jan 2012 06:55:25 +0000 http://www.jagoinvestor.com/?p=226#comment-35146 pls provide the comparision b/w term plan and whole life plan. to my understanding both are pure insurance plans wherein premium is not returned. so it makes sense to take a whole life plan and enjoy life time coverage than going for a term plan for 20/30 yrs. pls correct me if I am wrong. do companies provide whole life policies online just like term policies? pls provide the comparision b/w term plan and whole life plan. to my understanding both are pure insurance plans wherein premium is not returned. so it makes sense to take a whole life plan and enjoy life time coverage than going for a term plan for 20/30 yrs. pls correct me if I am wrong.
do companies provide whole life policies online just like term policies?

]]> By: Manish Chauhanhttp://www.jagoinvestor.com/2009/08/why-people-dont-like-term-insurance-and.html#comment-31438 Manish Chauhan Fri, 30 Dec 2011 13:39:33 +0000 http://www.jagoinvestor.com/?p=226#comment-31438 KK You are looking at things from very high level, Each of your questions should be discussed in detail . Anyways 1. This has to be from your trust level . I mean online will be cheap , but then if you dont trust and dont have confidence, then dont go for it . 2. Equity Mutual funds 3. Equity Mutual Funds Manish KK

You are looking at things from very high level, Each of your questions should be discussed in detail . Anyways

1. This has to be from your trust level . I mean online will be cheap , but then if you dont trust and dont have confidence, then dont go for it .

2. Equity Mutual funds

3. Equity Mutual Funds

Manish

]]> By: karthikhttp://www.jagoinvestor.com/2009/08/why-people-dont-like-term-insurance-and.html#comment-31285 karthik Thu, 29 Dec 2011 12:35:46 +0000 http://www.jagoinvestor.com/?p=226#comment-31285 Manish, Need your expert advise on the below mentioned questions I am in total dilema, I need a term insurance So the question is Online or Offline- Since this in itself should not become a headache. Best Instrument for my Kids education- who is 3 months old Best Instrument to build for my retirement? KK Manish,

Need your expert advise on the below mentioned questions

I am in total dilema, I need a term insurance So the question is Online or Offline- Since this in itself should not become a headache.

Best Instrument for my Kids education- who is 3 months old

Best Instrument to build for my retirement?

KK

]]> By: Manish Chauhanhttp://www.jagoinvestor.com/2009/08/why-people-dont-like-term-insurance-and.html#comment-31054 Manish Chauhan Tue, 27 Dec 2011 10:09:08 +0000 http://www.jagoinvestor.com/?p=226#comment-31054 Dr Amit There is nothing like occasional smoker in Life Insurance .. you are smoker only as per company . For detailed analysis you should go for financial planning .. this thread is to take specific questions . Manish Dr Amit

There is nothing like occasional smoker in Life Insurance .. you are smoker only as per company . For detailed analysis you should go for financial planning .. this thread is to take specific questions .

Manish

]]> By: Dr Amithttp://www.jagoinvestor.com/2009/08/why-people-dont-like-term-insurance-and.html#comment-31008 Dr Amit Mon, 26 Dec 2011 13:28:32 +0000 http://www.jagoinvestor.com/?p=226#comment-31008 Hey Manish Im 28 years, single and occasional smoker male, working for central govt. as surgeon , my monthly income is around 48k , and monthly expenses is around 15000+ car loan emi 16000 for 5 years (loan amount Rs7130000) + personal loan emi 2800 (loan amount Rs 85000) and no any definite saving except lic's jeevan saral with 60000 annual premium + NPS saving around 150000+ planning for a ppf account and thinking about a term insurance with large some like Rs10000000, kindly do analysis my case and guide me and tell me about any cheap and best plan with maximum rider options. SBI Smart shield with level up option is in my mind what is your opinion about it ?should i quit jeevan saral or should i continue it with term plan? regards Dr. Amit Hey Manish
Im 28 years, single and occasional smoker male, working for central govt. as surgeon , my monthly income is around 48k , and monthly expenses is around 15000+ car loan emi 16000 for 5 years (loan amount Rs7130000) + personal loan emi 2800 (loan amount Rs 85000) and no any definite saving except lic’s jeevan saral with 60000 annual premium + NPS saving around 150000+ planning for a ppf account and thinking about a term insurance with large some like Rs10000000, kindly do analysis my case and guide me and tell me about any cheap and best plan with maximum rider options.

SBI Smart shield with level up option is in my mind what is your opinion about it ?should i quit jeevan saral or should i continue it with term plan?
regards
Dr. Amit

]]> By: Manish Chauhanhttp://www.jagoinvestor.com/2009/08/why-people-dont-like-term-insurance-and.html#comment-30254 Manish Chauhan Wed, 14 Dec 2011 06:01:25 +0000 http://www.jagoinvestor.com/?p=226#comment-30254 Bhavana Read this : http://www.jagoinvestor.com/2009/03/what-is-long-term-in-share-market.html Bhavana

Read this : http://www.jagoinvestor.com/2009/03/what-is-long-term-in-share-market.html

]]> By: bhavanahttp://www.jagoinvestor.com/2009/08/why-people-dont-like-term-insurance-and.html#comment-30241 bhavana Wed, 14 Dec 2011 03:07:48 +0000 http://www.jagoinvestor.com/?p=226#comment-30241 long term means can u plz explain long term means can u plz explain

]]> By: Manish Chauhanhttp://www.jagoinvestor.com/2009/08/why-people-dont-like-term-insurance-and.html#comment-30176 Manish Chauhan Tue, 13 Dec 2011 08:13:33 +0000 http://www.jagoinvestor.com/?p=226#comment-30176 Bhavana No , it would not be able to give you very good returns in long run Manish Bhavana

No , it would not be able to give you very good returns in long run

Manish

]]> By: bhavanahttp://www.jagoinvestor.com/2009/08/why-people-dont-like-term-insurance-and.html#comment-30141 bhavana Tue, 13 Dec 2011 05:11:05 +0000 http://www.jagoinvestor.com/?p=226#comment-30141 Actually it was started with jeevan saral, but gone some where ie ulip and other ins companies.First what do u say JEEVAN SARAL IS GOOD OR NOT Actually it was started with jeevan saral, but gone some where ie ulip and other ins companies.First what do u say JEEVAN SARAL IS GOOD OR NOT

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