Comments on: Why to avoid investing in NFO’s , Beware !! http://www.jagoinvestor.com/2009/06/why-to-avoid-investing-in-nfos-beware_10.html Financial Planning , Insurance , Mutual Funds , Investments Sat, 11 Feb 2012 16:26:53 +0000 hourly 1 http://wordpress.org/?v=3.3.1 By: Ashutosh sinhahttp://www.jagoinvestor.com/2009/06/why-to-avoid-investing-in-nfos-beware_10.html#comment-9217 Ashutosh sinha Fri, 14 May 2010 09:09:18 +0000 http://www.jagoinvestor.com/?p=193#comment-9217 I have noticed one thing that is common in all offers by cons - They tend to rush you. Despite being a open ended fund, the agents will exploit gullible investors by saying that the NFO closes on XY date. Rule of thumb:- Never rush before investing your money. It's not gonna rot anyway in a savings account. You must understand what it is that you are doing. Don't trust anyone when it comes to money and making money from your money. All being said, there will always be group of uninformed investors who are made to believe that the offer they have in front of them has a +ve NPV. If so was the case, it wouldn't be up for easy grab. I have not invested a single penny till date in Stocks or MFs. And I will not do it till I fully understand what it is that I am doing. But I think that day is not very far. I have noticed one thing that is common in all offers by cons – They tend to rush you. Despite being a open ended fund, the agents will exploit gullible investors by saying that the NFO closes on XY date.

Rule of thumb:- Never rush before investing your money. It’s not gonna rot anyway in a savings account. You must understand what it is that you are doing. Don’t trust anyone when it comes to money and making money from your money.

All being said, there will always be group of uninformed investors who are made to believe that the offer they have in front of them has a +ve NPV. If so was the case, it wouldn’t be up for easy grab.
I have not invested a single penny till date in Stocks or MFs. And I will not do it till I fully understand what it is that I am doing. But I think that day is not very far.

]]> By: Top 10 tricks used by agents to mis sell the products to publichttp://www.jagoinvestor.com/2009/06/why-to-avoid-investing-in-nfos-beware_10.html#comment-8553 Top 10 tricks used by agents to mis sell the products to public Sat, 01 May 2010 07:56:39 +0000 http://www.jagoinvestor.com/?p=193#comment-8553 [...] of the NFO’s pay very heavy commissions to agents , This is the reason agents tell investors that they should invest in this mutual funds because [...] [...] of the NFO’s pay very heavy commissions to agents , This is the reason agents tell investors that they should invest in this mutual funds because [...]

]]> By: Manish Chauhanhttp://www.jagoinvestor.com/2009/06/why-to-avoid-investing-in-nfos-beware_10.html#comment-659 Manish Chauhan Sat, 04 Jul 2009 16:44:03 +0000 http://www.jagoinvestor.com/?p=193#comment-659 @Jose<br /><br />As always , its not very important to choose a ulip . The other important thing is weather its a right product for you or not . I do not individually track any ULIP . There more important considerations for you . You must go through http://www.jagoinvestor.com/2009/05/most-important-questions-you-should-ask.html<br /><br />see this link for a short review : http://mohanbn.com/blog/analysis-of-sbi-life-smart-ulip <br /><br />Manish @Jose

As always , its not very important to choose a ulip . The other important thing is weather its a right product for you or not . I do not individually track any ULIP . There more important considerations for you . You must go through http://www.jagoinvestor.com/2009/05/most-important-questions-you-should-ask.html

see this link for a short review : http://mohanbn.com/blog/analysis-of-sbi-life-smart-ulip

Manish

]]> By: josehttp://www.jagoinvestor.com/2009/06/why-to-avoid-investing-in-nfos-beware_10.html#comment-658 jose Sat, 04 Jul 2009 16:25:25 +0000 http://www.jagoinvestor.com/?p=193#comment-658 Hi Manish,<br /><br />wanted to know your opinion regard SBI SMart ULIP ? Is it worth investing over a period of 5 years.? Hi Manish,

wanted to know your opinion regard SBI SMart ULIP ? Is it worth investing over a period of 5 years.?

]]> By: Manish Chauhanhttp://www.jagoinvestor.com/2009/06/why-to-avoid-investing-in-nfos-beware_10.html#comment-631 Manish Chauhan Wed, 01 Jul 2009 04:48:40 +0000 http://www.jagoinvestor.com/?p=193#comment-631 @Abimanyu <br /><br />Not sure about that plan . But just one feature can not make a product great .. see my post on gfactor to evaluate how good it is for you .<br /><br />Manish @Abimanyu

Not sure about that plan . But just one feature can not make a product great .. see my post on gfactor to evaluate how good it is for you .

Manish

]]> By: Abimanuhttp://www.jagoinvestor.com/2009/06/why-to-avoid-investing-in-nfos-beware_10.html#comment-630 Abimanu Tue, 30 Jun 2009 18:16:21 +0000 http://www.jagoinvestor.com/?p=193#comment-630 Hi Manish ,<br /><br />thanks for your valuable suggestions,<br />what about a scheme of Birlasunlife Platinum plus ,which will give over 7 years higest NAV recorded.<br /><br />pls tell that is it really worthfull one or not ? Hi Manish ,

thanks for your valuable suggestions,
what about a scheme of Birlasunlife Platinum plus ,which will give over 7 years higest NAV recorded.

pls tell that is it really worthfull one or not ?

]]> By: Manish Chauhanhttp://www.jagoinvestor.com/2009/06/why-to-avoid-investing-in-nfos-beware_10.html#comment-605 Manish Chauhan Tue, 23 Jun 2009 15:34:17 +0000 http://www.jagoinvestor.com/?p=193#comment-605 @Vishu <br /><br />woo.. Nice to know that . I am glad that people are liking the articles and it helps them a lot . The most important thing for retail investors like us is to understand what we do , so that we learn to take responsibility :) .. Thats important for long term success .<br /><br />Manish @Vishu

woo.. Nice to know that . I am glad that people are liking the articles and it helps them a lot . The most important thing for retail investors like us is to understand what we do , so that we learn to take responsibility :) .. Thats important for long term success .

Manish

]]> By: Vishuhttp://www.jagoinvestor.com/2009/06/why-to-avoid-investing-in-nfos-beware_10.html#comment-604 Vishu Tue, 23 Jun 2009 15:08:10 +0000 http://www.jagoinvestor.com/?p=193#comment-604 Hi Manish, Last time exp with ICICI ULIP (as I invested without thinking in it and by listening agent) and then you inspired me to read and find out before inveting. So this time before going for Realiance NFO I read ur article and it was very helpful to take any decision..thanks for ur "easy to understand" and on time articles for ppl like me... :)<br />Vishu Hi Manish, Last time exp with ICICI ULIP (as I invested without thinking in it and by listening agent) and then you inspired me to read and find out before inveting. So this time before going for Realiance NFO I read ur article and it was very helpful to take any decision..thanks for ur "easy to understand" and on time articles for ppl like me… :)
Vishu

]]> By: RADHAKRISHNAhttp://www.jagoinvestor.com/2009/06/why-to-avoid-investing-in-nfos-beware_10.html#comment-590 RADHAKRISHNA Sat, 20 Jun 2009 05:34:33 +0000 http://www.jagoinvestor.com/?p=193#comment-590 i m investing 10K. As an infrastructure analyst, I can say that whatever the budget outcome will be, Govt can not ignore one sector and that is Infra.But Manish you r right when u say that one can invest anytime as it is an open ended scheme.Now whatever be the advertising strategy and Hulla..the investor has to take a chance.So in my point of view, invest moderately and watch out for the performance. i m investing 10K. As an infrastructure analyst, I can say that whatever the budget outcome will be, Govt can not ignore one sector and that is Infra.But Manish you r right when u say that one can invest anytime as it is an open ended scheme.Now whatever be the advertising strategy and Hulla..the investor has to take a chance.So in my point of view, invest moderately and watch out for the performance.

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