POSTED BY November 16, 2013 11:10 am COMMENTS (30)
ONHello Manish ji
I am Jaydeep Amrania. I will be having a requirement of small personal loan in short period, for which i tried to find details online.
But came to know from few resources that, I will not get loan as I am working as salaried person in an proprietorship company. Though my company is stable from last 17 years in its business. So is it true? And what if i would require an home loan? Would I be eligible. My P.A. CTC is Rs.2,21,000/-
Pls. guide.
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I am working in proprietorship firm for 6 .5yrs. i want personal loan of 2 lacs and my take home salary per month is 25000
please suggest me loan available or not
We cant comment if the loan will be available or not ! . You need to talk to bank on this.
Hello Mr. Manish,
I didn’t get any single useful reply form you.
We already checked with banks and they denied to give loan. The reason why are we asking you is whether you can help us in anyways.
But all your answers are funny with some attitude (check with bank,it’s their decision,what we can do,you are not fit,I can’t do anything), Is this answer? Is this a help ?
If you don’t know fully about something then don’t try to answer. Such an irritating blog
ok Sir, let me then reply you in detail .
Tell me your cibil score so that I can comment if you will be able to get loan or not. Share your CIBIL score here so that I can proceed
Manish
I am working in proprietorship firm for 6 yrs . i want personal loan of 2.5 lakh and my take home salary per month is 24500, I applied for loan in various company but they dined , and replied that our company is not listed therefore they can’t process my loan application what I Do?
You cant do anything ! . Its their decision !
I am working in proprietorship firm for 1yrs 2 months. i want personal loan of 2 lacs and my take home salary per month is 26000
So why dont you apply for it ?
Dear Sir,
i am Rajasekar.. [pan- AREPR8092G]. i am working in a partnership firm based in bangalore for 6 years now. my monthly net salary being credited in bank is 40000. am i eligible for personal loan of 300000? if so, can you help me in this regard?
regards
rajasekar
You need to apply for personal loan in that case. We cant help in this .
Dear Manish,
thanks for the reply. i am sorry for delay.
i applied in few online personal loan websites.. my application has got rejected for a reason that i should be working in a private limited or public limited company.. this is the only reason, i didn’t get the loans. i am working in a company which is actually a partnership firm started in 2011. i am working here for 5.5 years.
i have clean IT papers, pay slips, bank statements etc.
any suggestion to get a personal loan please?
regards
rajasekar
Its the bank rules that they will not provide a loan if one is not employed in a PVT or public company. What can we do in this ?
I am working in proprietorship firm for 3.5yrs. i want personal loan of 2 lacs and my take home salary per month is 21000
So why are you not applying for it ?
I am working in a proprietorship company since 4 years as production assistant and my gross salary is 21000 RS. PER MONTH.Pl. let me know if i can get a loan of Rs 2 lakhs personal loan from any of the banks?
I think for your profile its going to be very tough ! , you can check by applying !
i need a personal loan of 4 lakh on urgent basis. i work in a sole proprietorship firm. and my annual salary is 480000.
So whats your question ?
i am working in proprietorship company, and my house on rent can i get personal loan. my annually slry is 250000.
I think it will be tough to get a loan on this profile . You need a much stronger profile here to get a personal loan !
I am working in proprietor ship company for last one and half years my income 300000 pa i want 3 lac for 3yers
So why are you not applying for a loan ?
Sir
I am working in proprietorship company in bangalore, can i eligible for for personal loan.
My monthly salary is Rs,50,000/- in that TDS deduction is Rs,3,863/- my take home salary is Rs, 46,137/- by cheque.
You can check and apply for it here http://jagoinvestor.dev.diginnovators.site/solutions/apply-personal-loan
I applied for a personal loan, but all the bank is not approving the loan because i am working in proprietorship industry. My salary is Rs 35000/-. In which bank can i get a loan.
I think its going to be tough .. No bank will provide the loan if your salary is less
Thank you for the response. But how would i know that which profiles the institutions must be considering to give loan. As of now i am working as admin cum correspondence executive in my company.
Will they consider my job profile for the loan?
Yes, your profile is fit for loan
For personal loan
Dear Jaydeep,
You would be eligible to apply for a Personal / Home loan even though you
have been working for a proprietorship company. The lending institution
would evaluate the company and your profile in the company in lines with
their credit policies, your credit report & score before approving or
disapproving your application.
Regards,
Credexpert
http://www.credexpert.in