Comments on: Features of an excellent portfolio http://www.jagoinvestor.com/2008/10/pillars-of-success.html A Financial Planning Blog Thu, 11 Mar 2010 09:11:04 +0530 http://wordpress.org/?v=2.9.1 hourly 1 By: Manish Chauhan http://www.jagoinvestor.com/2008/10/pillars-of-success.html#comment-5053 Manish Chauhan Mon, 22 Feb 2010 04:37:17 +0000 http://www.jagoinvestor.com/?p=60#comment-5053 Vikas Debt component look high . you can stop PPF contribution as your EPF is anyways going well . You can stop your LIC policy and reconsider about ULIP . better get into ETF's and some index funds instead of LIC and ULIP . Manish Vikas

Debt component look high . you can stop PPF contribution as your EPF is anyways going well .

You can stop your LIC policy and reconsider about ULIP . better get into ETF’s and some index funds instead of LIC and ULIP .

Manish

]]> By: anonymous http://www.jagoinvestor.com/2008/10/pillars-of-success.html#comment-5039 anonymous Sun, 21 Feb 2010 09:53:02 +0000 http://www.jagoinvestor.com/?p=60#comment-5039 hello manish your advice are very appreciative.please have a look at my portfolio my self vikash age 27 just married. 24k/yr- ppf approx-36k/yr in epf. 24k/yr- sbi life unit plus regular( a ulip plan) 10880/yr- lic jeevan anand( sum assured 2lac ) 6k/yr-sbi magnum tax gain 6k/yr-reliance regular saving fund growth plan 6k/yr-sbi contra growth. how is my portfolio please advice the need. hello manish
your advice are very appreciative.please have a look at my portfolio my self vikash age 27 just married.

24k/yr- ppf
approx-36k/yr in epf.
24k/yr- sbi life unit plus regular( a ulip plan)
10880/yr- lic jeevan anand( sum assured 2lac )
6k/yr-sbi magnum tax gain
6k/yr-reliance regular saving fund growth plan
6k/yr-sbi contra growth.

how is my portfolio please advice the need.

]]> By: Great tips in Personal Finance http://www.jagoinvestor.com/2008/10/pillars-of-success.html#comment-4393 Great tips in Personal Finance Sun, 07 Feb 2010 07:06:05 +0000 http://www.jagoinvestor.com/?p=60#comment-4393 [...] How many investors understand how their ULIP works and what are different costs and how to use it efficiently ? Not more than 3-4 % i believe . How many people know why they have invested in Mutual funds which had a fancy name and which makes you feel like you have invested in something great and how many Endowment Policy holders know the overall final return they would get from their Policies ?   Investors get into products which they do not understand well and then they cant make best use of it which defeats the purpose. In reality the best products are least complicated one’s like Mutual funds , FD’s , Term Insurance , ETF’s , Gold ETF’s etc . So if you dont invest in something which looks fancy, you are privileged and should be thankful to god . Companies come up with complicated things which makes general investors feel that they are dumb and these companies are some big shot high class super knowledgeable in field of finance.  Read features of a good Portfolio [...] [...] How many investors understand how their ULIP works and what are different costs and how to use it efficiently ? Not more than 3-4 % i believe . How many people know why they have invested in Mutual funds which had a fancy name and which makes you feel like you have invested in something great and how many Endowment Policy holders know the overall final return they would get from their Policies ?   Investors get into products which they do not understand well and then they cant make best use of it which defeats the purpose. In reality the best products are least complicated one’s like Mutual funds , FD’s , Term Insurance , ETF’s , Gold ETF’s etc . So if you dont invest in something which looks fancy, you are privileged and should be thankful to god . Companies come up with complicated things which makes general investors feel that they are dumb and these companies are some big shot high class super knowledgeable in field of finance.  Read features of a good Portfolio [...]

]]> By: Amandeep Singh http://www.jagoinvestor.com/2008/10/pillars-of-success.html#comment-2810 Amandeep Singh Tue, 29 Dec 2009 15:31:42 +0000 http://www.jagoinvestor.com/?p=60#comment-2810 Manish, as we talked earlier... I also run a blog that discusses the same topics as your's. So, the genres of the articles would be the same... Mutual Funds, Various Product reviews, financial planning, personal finance, ULIPs, insurance and income tax.... You may register here and start posting your content which would be posted in your name and spread the word about JagoInvestor ... :) Manish, as we talked earlier… I also run a blog that discusses the same topics as your’s. So, the genres of the articles would be the same… Mutual Funds, Various Product reviews, financial planning, personal finance, ULIPs, insurance and income tax…. You may register here and start posting your content which would be posted in your name and spread the word about JagoInvestor … :)

]]> By: manish http://www.jagoinvestor.com/2008/10/pillars-of-success.html#comment-2809 manish Tue, 29 Dec 2009 15:01:55 +0000 http://www.jagoinvestor.com/?p=60#comment-2809 I can think about it ... What articles you want me to write on .. Manish I can think about it … What articles you want me to write on ..

Manish

]]> By: Amandeep Singh http://www.jagoinvestor.com/2008/10/pillars-of-success.html#comment-2803 Amandeep Singh Tue, 29 Dec 2009 14:12:17 +0000 http://www.jagoinvestor.com/?p=60#comment-2803 A great article Manish, really nice presentation of things... I would be really pleased if you would agree to write a weekly/biweekly article on my blog EquiTipz... :) This would also help jagoinvestor spread the word :D .-= Amandeep Singh´s last blog ..<a href="http://www.equitipz.com/2009/12/the-best-gift-for-your-children-on-the-new-year-2010.html" rel="nofollow">The best gift for your children on the New Year 2010!!!</a> =-. A great article Manish, really nice presentation of things…

I would be really pleased if you would agree to write a weekly/biweekly article on my blog EquiTipz… :) This would also help jagoinvestor spread the word :D
.-= Amandeep Singh´s last blog ..The best gift for your children on the New Year 2010!!! =-.

]]> By: Review of Jeevan Tarang Policy from LIC http://www.jagoinvestor.com/2008/10/pillars-of-success.html#comment-2186 Review of Jeevan Tarang Policy from LIC Thu, 10 Dec 2009 20:56:59 +0000 http://www.jagoinvestor.com/?p=60#comment-2186 [...] be great , no matter what , because it comes from the GOD company !! . No one will concentrate on 4 important features of his portfolio and how that policy fits in, Look at GFactor of a product to find if it suits you [...] [...] be great , no matter what , because it comes from the GOD company !! . No one will concentrate on 4 important features of his portfolio and how that policy fits in, Look at GFactor of a product to find if it suits you [...]

]]> By: Manish Chauhan http://www.jagoinvestor.com/2008/10/pillars-of-success.html#comment-1280 Manish Chauhan Sat, 03 Oct 2009 20:48:27 +0000 http://www.jagoinvestor.com/?p=60#comment-1280 @Sailesh<br /><br />I will agree on some parts . What do you say about return comparision of Mutual funds and ETF <br /><br />Most of the top Mutual funds have returned more than 30% CAGR for last 5 yrs, compared to ETF's 22-23% return . Are ETF's always better than Mutual funds ? <br /><br />Manish @Sailesh

I will agree on some parts . What do you say about return comparision of Mutual funds and ETF

Most of the top Mutual funds have returned more than 30% CAGR for last 5 yrs, compared to ETF's 22-23% return . Are ETF's always better than Mutual funds ?

Manish

]]> By: shailesh http://www.jagoinvestor.com/2008/10/pillars-of-success.html#comment-1273 shailesh Sat, 03 Oct 2009 13:29:13 +0000 http://www.jagoinvestor.com/?p=60#comment-1273 Hi Manish. Thanks for appreciating my comments.<br /><br />To put it in simple words, ETFs are MFs which can be bought and sold on a stock exchange. ETFs are passively managed. <br /><br />The reason why I recommend ETFs is, Instead of choosing any MF scheme out of thousands of schemes which must outperform or atleast follow its benchmark index, it would be worthwhile to invest in an ETF and expect returns at par with Benchmark Index's performance.<br /><br />Whats say?<br /><br />Regards,<br />Shailesh Hi Manish. Thanks for appreciating my comments.

To put it in simple words, ETFs are MFs which can be bought and sold on a stock exchange. ETFs are passively managed.

The reason why I recommend ETFs is, Instead of choosing any MF scheme out of thousands of schemes which must outperform or atleast follow its benchmark index, it would be worthwhile to invest in an ETF and expect returns at par with Benchmark Index's performance.

Whats say?

Regards,
Shailesh

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