Comments on: Importance of Life Insurance in India http://www.jagoinvestor.com/2008/06/life-insurance-revisited-one-of-my-good.html Financial Planning , Insurance , Mutual Funds , Investments Sat, 11 Feb 2012 16:26:53 +0000 hourly 1 http://wordpress.org/?v=3.3.1 By: Manish Chauhanhttp://www.jagoinvestor.com/2008/06/life-insurance-revisited-one-of-my-good.html#comment-36535 Manish Chauhan Tue, 07 Feb 2012 15:41:49 +0000 http://www.jagoinvestor.com/?p=31#comment-36535 Thanks for reciprocating that thoughts Sharan .. Manish Thanks for reciprocating that thoughts Sharan ..

Manish

]]> By: Sharanhttp://www.jagoinvestor.com/2008/06/life-insurance-revisited-one-of-my-good.html#comment-36524 Sharan Tue, 07 Feb 2012 13:10:48 +0000 http://www.jagoinvestor.com/?p=31#comment-36524 Thanks a lot for sharing your views, completely agree with you. With every insurance prod, we get a cover (however petty) in lieu of which a part of premium is allocated for mortality cover (and at a much higher rate than term insurance). So, we always end up paying a stream of money for which we do not get anything more than our peace of mind. But we never realize this!! Thanks a lot for sharing your views, completely agree with you.

With every insurance prod, we get a cover (however petty) in lieu of which a part of premium is allocated for mortality cover (and at a much higher rate than term insurance). So, we always end up paying a stream of money for which we do not get anything more than our peace of mind. But we never realize this!!

]]> By: Manish Chauhanhttp://www.jagoinvestor.com/2008/06/life-insurance-revisited-one-of-my-good.html#comment-36428 Manish Chauhan Mon, 06 Feb 2012 12:56:00 +0000 http://www.jagoinvestor.com/?p=31#comment-36428 Sunil HOw do you define wonderful here ? Can you get into numbers and talk about the returns of the policy and insurance with the cost ? Sunil

HOw do you define wonderful here ? Can you get into numbers and talk about the returns of the policy and insurance with the cost ?

]]> By: S. Sunil Kumarhttp://www.jagoinvestor.com/2008/06/life-insurance-revisited-one-of-my-good.html#comment-36304 S. Sunil Kumar Sat, 04 Feb 2012 12:32:07 +0000 http://www.jagoinvestor.com/?p=31#comment-36304 Dear Manish JEEVAN TARANG: It is a 3 generation policy. It is a Endowment + Whole Life Money Back + Whole Life Endowment. It is a wonderful product if you understand the benefits. Look at it as protection shield & not as a investment :) Dear Manish

JEEVAN TARANG: It is a 3 generation policy. It is a Endowment + Whole Life Money Back + Whole Life Endowment. It is a wonderful product if you understand the benefits. Look at it as protection shield & not as a investment :)

]]> By: Manish Chauhanhttp://www.jagoinvestor.com/2008/06/life-insurance-revisited-one-of-my-good.html#comment-33017 Manish Chauhan Mon, 09 Jan 2012 06:32:43 +0000 http://www.jagoinvestor.com/?p=31#comment-33017 Yash thats too much of research .. However your choices look good .. well done .. now move to next thing . ACTION Manish Yash

thats too much of research .. However your choices look good .. well done .. now move to next thing . ACTION

Manish

]]> By: Yash Dubeyhttp://www.jagoinvestor.com/2008/06/life-insurance-revisited-one-of-my-good.html#comment-32983 Yash Dubey Mon, 09 Jan 2012 04:37:00 +0000 http://www.jagoinvestor.com/?p=31#comment-32983 Hi Manish, Finally I have decided as to where I want to park my money: ELSS: Not sure amongst Canara Robeco and HDFC TAX Saver - 1500 (HDFC is a consistent player but Canara has started giving good returns in the last 5 years) Balanced: HDFC Balanced - 2000 Small and Mid-Cap: ICICI Discovery - 1500 Please let me know if this is fine. I have tried to do the thorough research for coming up with these names like ratios and long term returns but still confused like hell. Looking forward to your reply. :) Hi Manish,

Finally I have decided as to where I want to park my money:

ELSS: Not sure amongst Canara Robeco and HDFC TAX Saver – 1500 (HDFC is a consistent player but Canara has started giving good returns in the last 5 years)

Balanced: HDFC Balanced – 2000

Small and Mid-Cap: ICICI Discovery – 1500

Please let me know if this is fine. I have tried to do the thorough research for coming up with these names like ratios and long term returns but still confused like hell.

Looking forward to your reply. :)

]]> By: Manish Chauhanhttp://www.jagoinvestor.com/2008/06/life-insurance-revisited-one-of-my-good.html#comment-31723 Manish Chauhan Mon, 02 Jan 2012 08:26:12 +0000 http://www.jagoinvestor.com/?p=31#comment-31723 Yash Sure .. let me know if you want to know more ! Manish Yash

Sure .. let me know if you want to know more !

Manish

]]> By: Yash Dubeyhttp://www.jagoinvestor.com/2008/06/life-insurance-revisited-one-of-my-good.html#comment-31530 Yash Dubey Sat, 31 Dec 2011 06:50:48 +0000 http://www.jagoinvestor.com/?p=31#comment-31530 Thanks Manish for the suggestions. One of the reason for starting early is that I want to understand the functioning of markets and various investment oppertunities available. I will come back to you after finalising the products. In the mean while I will keep enjoying the invaluable suggestions available in this site. Thanks a lot. Thanks Manish for the suggestions. One of the reason for starting early is that I want to understand the functioning of markets and various investment oppertunities available.

I will come back to you after finalising the products. In the mean while I will keep enjoying the invaluable suggestions available in this site.

Thanks a lot.

]]> By: Manish Chauhanhttp://www.jagoinvestor.com/2008/06/life-insurance-revisited-one-of-my-good.html#comment-31487 Manish Chauhan Fri, 30 Dec 2011 20:08:14 +0000 http://www.jagoinvestor.com/?p=31#comment-31487 Yash You have started early for sure .. Keep it simple and given you have long way to go , buy a term plan and start 2-3 SIP's in funds like HDFC prudence , ICICI Discovery Fund and HDFC equity Manish Yash

You have started early for sure .. Keep it simple and given you have long way to go , buy a term plan and start 2-3 SIP’s in funds like HDFC prudence , ICICI Discovery Fund and HDFC equity

Manish

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